BOC Life

Planning for the future, I want to know

Wealth Accumulation

Build your reserve with ease and create a better future

Glamorous Glow Global Whole Life Insurance Plan

Eight choices of policy currencies, assisting you to capture global opportunities and pass on your wealth through generations

Eternal Fortune Global Whole Life Insurance Plan

Various policy options for your needs to capture global advantages, assisting you to tailor a comprehensive solution for financial and legacy planning

MaxiWealth ULife Insurance Plan

Enjoy life protection coverage until the Insured reaches the age of 100 by paying premium for just two years and manage your future flexibly

    Target Savings

    Set your savings target early and pursue your dreams in different stages of life

    iTarget 3 Years Savings Insurance Plan (Online Application)

    By paying premiums for just two years, the Plan will provide you with a steady return after three years; Application via mobile app and website for one-stop self-service experience

    Target 5 Years Plus Insurance Plan

    2-year contribution period with 5-year life protection, assisting you to achieve your life goals with ease

    ReachUp Insurance Plan

    Two years premium payment with eight years protection, inspiring your infinite imagination

      Legacy Planning

      Build your wealth with flexible planning to pass on to next generations

      Star Legacy Private Wealth Whole Life Plan

      Sustained wealth appreciation with flexible wealth planning, letting your legacy endure further

      Luminous Prime ULife Plan

      Provides high life insurance coverage and flexibility to suit ever-changing financial needs

      Forever Glorious ULife Plan II

      Wealth preservation for enjoying our twilight years and establish an abundant, lasting legacy for your next generation

        Plan ahead to master your own retirement life

        Plan ahead to master your own retirement life

        IncomeJoy Lifelong Insurance Plan

        Potential returns to support implementing your financial strategy with ease and help you achieve financial flexibility throughout every life stage

        BOC Life Deferred Annuity (Fixed Term) (Apply via mobile banking)

        Qualifying deferred annuity plan, Application via BOCHK mobile banking, just moments
        to complete

        BOC Life Deferred Annuity (Lifetime)

        Qualifying Deferred Annuity Policy, provides lifelong annuity income and life protection

          Medical & Critical Illness Protection

          Comprehensive medical and critical illness protection to safeguard your health

          Critical Illness 188 Whole Life Insurance Plan

          Provides coverage on 188 types of illnesses. Protection for happy moment and a blessed future

          iProtect 10 Years Insurance Plan (Apply via mobile banking)

          Apply through BOCHK mobile banking app for comprehensive life protection and / or critical illness protection; Combination of protection plans at your choice

          SmartViva Flexi VHIS

          Certified plan under VHIS, Lifetime Guaranteed Renewal and no Lifetime Benefit Limit

            Life & Personal Accident Protection

            Diversified life and accident protection for you and your beloved

            CoverU Whole Life Insurance Plan

            Provides whole life protection and helps you accumulate wealth over time, paving the way to an enjoyable life with all your future plans

            BOC iMortgage-Linked Term Life Insurance Plan

            Life insurance in sync with the mortgage month by month for a just-right protection

            GoSports Accident Insurance Plan

            Comprehensive sports protection for sports enthusiasts to unleash your strength and potential

              BOC Life · Your Life Partner

              Commenced operation in Hong Kong in 1998, BOC Life upholds the "People-Centricity and Customer-First" principle, dedicated to offering comprehensive life insurance, wealth management, medical, and retirement protection services. Embracing innovation and focusing on high-quality development, BOC Life has become one of the leading life insurance companies in Hong Kong. We strive to create sustainable value for shareholders while cultivating a rewarding environment for our employees as their employer of choice.

              Quick Figures

              0 consecutive years

              Leading market share in RMB -denominated insurance policies¹

              No. 0

              Direct sales channels ranking in the market²

              No. 0

              Per capita productivity ranking for Tied Agency in the market³

              0 -star rating

              Corporate rating for fulfillment ratio⁴

              0

              Winner of the 10Life "Wealth Insurer of the Year" for consecutive years⁴

              Remarks:

              1. Refers to the sum of standard premiums of new policies of the direct individual new business issued in RMB in the “Quarterly Release of Provisional Statistics for Long Term Business” published by the Insurance Authority for 2013 to 2024. The standard premiums of new policies refers to the sum of the annualized premiums and 10% of single premiums.
              2. Refers to the sum of standard premiums of new policies of the direct individual new business distributed by "Direct sales" in the “Quarterly Release of Provisional Statistics for Long Term Business” published by the Insurance Authority for 2024. The standard premiums of new policies refers to the sum of the annualized premiums and 10% of single premiums.
              3. Based on (i) the number of tied agents in the market as recorded in the “HK Life Insurance Intermediary Monitor” published by the market research company “Pi Financial Services Intelligence”(as of 30 September 2024), and (ii) an approximate statistical assessment comparing relevant internal data of BOC Life for the same period against figures from the “Quarterly Release of Provisional Statistics for Long Term Business” published by the Insurance Authority for 2024, covering new direct individual life insurance business (including single premiums and annualized premiums). Per capita productivity is defined as the per capita standard premiums of new business. Per capita productivity is calculated as the total standard premiums of new policies divided by the number of tied agents. Standard premiums of new policies are defined as the sum of annualized premiums for new business and 10% of single premiums.
              4. Awarded by the Hong Kong insurance comparison platform 10Life in the relevant year(s) "10Life 5-Star Insurance Awards".