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Cast off your worries with great flexibility

SmartViva Flexi VHIS

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Worldwide Protection (any area excluding the U.S.) with a Lifetime Guaranteed Renewal and No Lifetime Benefit Limit

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Comprehensive Medical Protection for You

Flexible Deductible Options to Fit Your Budget

Flexible Deductible Options to Fit Your Budget

Other Services for Additional Peace of Mind

Other Services for Additional Peace of Mind

Covers Pre-Certified VHIS-compliant Plan for Tax Deduction Application

Covers Pre-Certified VHIS-compliant Plan for Tax Deduction Application

Certification number:
F00057-01-000-01 for Deductible HKD0,  
F00057-02-000-01 for Deductible HKD10,000,  
F00057-03-000-01 for Deductible HKD30,000,  
F00057-04-000-01 for Deductible HKD70,000
VHIS Provider Registration Number: 00022
Registration Effective Date: 6 March 2019

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Important Notice:

You have an option to purchase the Plan as a standalone certified plan under the VHIS without bundling with other type(s) of insurance product.

The product information does not contain the full terms of the policy and the full terms can be found in the policy documents.

The above material is for reference only and must be read in conjunction with the product brochure / coverage details and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of BOC Life outside Hong Kong. The above Plan and the supplementary riders (if any) are subject to the formal policy documents and provisions issued by BOC Life. Please refer to the policy documents and provisions issued by BOC Life for details (including but not limited to insured items and coverage, detailed terms, key risks, conditions, exclusions, policy costs and fees) of the Plan and the supplementary riders (if any).

Supplementary Information

Certification number:
F00057-01-000-01 for Deductible HKD0,  
F00057-02-000-01 for Deductible HKD10,000,  
F00057-03-000-01 for Deductible HKD30,000,  
F00057-04-000-01 for Deductible HKD70,000

the Policy Schedule (or Policy Specifications)the Policy Schedule

the Terms and Conditions

the Benefit Schedule

the Standard Premium Schedule

the Supplementthe Other Service Provision*
the Health Coaching Service Provision*the 24-hour Mental Health Service Hotline Provision*

the VHIS Comparison Table

(BOC Life Standard VHIS vs SmartViva Flexi VHIS)

* Other services including Cashless Treatment, 24-hour Mental Health Service Hotline, Health Coaching Services and Worldwide Assistance Programme are not part of the VHIS Certified Plan. You may inform BOC Life in writing if you do not want to receive the other services.

 

Inclusion of value-added taxes and goods and services taxes as Eligible Expenses under VHIS Certified Plans

With respect of any Eligible Expenses under the VHIS Certified Plans incurred on or after 27 Sep 2021, Eligible Expenses shall include value-added taxes and goods and services taxes (“VAT and GST”) (if any) charged or imposed on the relevant medical expenses incurred, subject to the Terms and Benefits applicable in the relevant Certified Plans. The relevant Supplement will be sent to all policy holders concerned by 27 Sep 2021. For any queries, please contact us at our customer service hotline +852 2860 0688.