Skip to main content

Cast off your worries with great flexibility

SmartViva Flexi VHIS

claims

Worldwide Protection (any area excluding the U.S.) with a Lifetime Guaranteed Renewal and No Lifetime Benefit Limit

good flag

Comprehensive Medical Protection for You

Flexible Deductible Options to Fit Your Budget

Flexible Deductible Options to Fit Your Budget

Other Services for Additional Peace of Mind

Other Services for Additional Peace of Mind

Covers Pre-Certified VHIS-compliant Plan for Tax Deduction Application

Covers Pre-Certified VHIS-compliant Plan for Tax Deduction Application

Certification number:
F00057-01-000-02 for Deductible HKD0,  
F00057-02-000-02 for Deductible HKD10,000,  
F00057-03-000-02 for Deductible HKD30,000,  
F00057-04-000-02 for Deductible HKD70,000
VHIS Provider Registration Number: 00022
Registration Effective Date: 6 March 2019

Know moreTax Savings Calculator

 Latest Promotion Offers

 Grasp this opportunity! Act Now!

Important Notice:

You have an option to purchase the Plan as a standalone certified plan under the VHIS without bundling with other type(s) of insurance product.

The product information does not contain the full terms of the policy and the full terms can be found in the policy documents.

The above material is for reference only and must be read in conjunction with the product brochure / coverage details and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of BOC Life outside Hong Kong. The above Plan and the supplementary riders (if any) are subject to the formal policy documents and provisions issued by BOC Life. Please refer to the policy documents and provisions issued by BOC Life for details (including but not limited to insured items and coverage, detailed terms, key risks, conditions, exclusions, policy costs and fees) of the Plan and the supplementary riders (if any).

Supplementary Information

Certification number: (For new application)
F00057-01-000-02 for Deductible HKD0,  
F00057-02-000-02 for Deductible HKD10,000,  
F00057-03-000-02 for Deductible HKD30,000,  
F00057-04-000-02 for Deductible HKD70,000

the Policy Schedule (or Policy Specifications)the Policy Schedule

the Terms and Conditions

Benefit Schedule (Deductible HKD0
Benefit Schedule (Deductible HKD10,000) 
Benefit Schedule (Deductible HKD30,000) 
Benefit Schedule (Deductible HKD70,000) 

the Standard Premium Schedule

the Supplement
the Other Service Provision*
the Health Coaching Service Provision*the 24-hour Mental Health Service Hotline Provision*

the VHIS Comparison Table

(BOC Life Standard VHIS vs SmartViva Flexi VHIS)

Certification number: (Not for new application)
F00057-01-000-01 for Deductible HKD0,  
F00057-02-000-01 for Deductible HKD10,000,  
F00057-03-000-01 for Deductible HKD30,000,  
F00057-04-000-01 for Deductible HKD70,000

the Policy Schedule (or Policy Specifications)the Policy Schedule

the Terms and Conditions

the Benefit Schedule

the Standard Premium Schedule

the Supplementthe Other Service Provision*
the Health Coaching Service Provision*the 24-hour Mental Health Service Hotline Provision*

the VHIS Comparison Table

(BOC Life Standard VHIS vs SmartViva Flexi VHIS)

* Other services including Cashless Treatment, 24-hour Mental Health Service Hotline, Health Coaching Services and Worldwide Assistance Programme are not part of the VHIS Certified Plan. You may inform BOC Life in writing if you do not want to receive the other services.

Inclusion of public hospitals and private hospitals in Hong Kong in the definition of Hospital under VHIS policy terms and conditions

With effect from 26 March 2023, the definition of "Hospital" in Part 8 "Definition" of your VHIS policy terms and conditions shall be refined to make clear that it shall include public hospitals as defined in the Hospital Authority Ordinance (Cap. 113 of the Laws of Hong Kong) and hospitals for which a licence is issued under the Private Healthcare Facilities Ordinance (Cap. 633 of the Laws of Hong Kong), subject to other conditions of (b), (c) and (d) in the definition. The relevant Supplement will be sent to all policy holders concerned from 19 March 2023. For any queries, please contact us at our customer service hotline +852 2860 0688.