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Latest Customer Offer

SmartUp Pro Whole Life Plan Customer Offer

SmartUp Pro Whole Life Plan – First Year Premium Discount Offer From now until 30 September 2020, you may enjoy the first year premium discount offer upon successful enrolment and fulfilment of the below First Year Premium^ requirement for the basic plan in SmartUp Pro Whole Life Plan. Details are as follows: Policy Currency First Year Premium^ requirement for Basic Plan First Year Premium Discount Rate for the basic plan and the supplementary rider(s) attached (if any)     Premium Payment term     5 years 10 years   RMB 320,000 to below 800,000 2% 4% 800,000 to below 1,600,000 3% 5% 1,600,000 or above 4% 6%   HKD 400,000 to below 1,000,000 2% 4% 1,000,000 to below 2,000,000 3% 5% 2,000,000 or above 4% 6%     USD 5,000 to below 12,5005,000 to below 12,500 2% 3% 12,500 to below 50,000 3% 4% 50,000 to below 125,000 4% 5% 125,000 to below 250,000 5% 6% 250,000 or above 7% 8% ^ “First Year Premium” is based on the Initial Annual Premium in the proposal. The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link: SmartUp Pro Whole Life Plan   

31 August 2020

Forever Wellbeing Whole Life Plan Customer Offer

BOC Life Forever Wellbeing Whole Life Plan – First Year Premium Discount Offer From now until 31 December 2020, you may enjoy the first year premium discount offer upon successful enrolment and fulfilment of the below First Year Premium^ requirement for the basic plan in Forever Wellbeing Whole Life Plan. Details are as follows: First Year Premium^ requirement for Basic Plan First Year Premium Discount Rate for the basic plan and the requirement for Basic Plan   Premium Payment Term   2 years 5 years 10 years HKD20,000 / USD2,500 / RMB16,000 or above 2.00% 4.17% 8.33% ^ “First Year Premium” is based on the Initial Annual Premium in the proposal. The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link: Forever Wellbeing Whole Life Plan   

31 August 2020

Get Extra 1,000 Special Offer

While enjoying the $10K government cash payout, you can now get extra $1K from BOC Group Life Assurance Company Limited (“BOC Life”)! From 31 July 2020 until 30 September 2020, you may enjoy the Premium Refund Bonus (“the Offer”) upon successful enrolment of the Designated Insurance Plans with the fulfilment of the below Annual Premium^ requirement for the basic plan. Details are as follows:  Promotion Period From 31 July 2020 until 30 September 2020 Designated Insurance Plans (Only applicable to policies paid by annual premium payment mode for the first 2 years) SmartGuard Critical Illness Plan Forever Wellbeing Whole Life Plan  NEW! SmartUp Pro Whole Life Plan  NEW! Mortgage Reducing Term Plan II Term Plan Term Life Insurance Plan NCB Term Life Insurance Plan SmartUp Plus Whole Life Insurance Plan# Annual Premium^ Requirement for Basic Plan Annual Premium^ Requirement for Basic Plan Premium Refund Bonus HKD20,000 or above HKD1,000 RMB16,000 or above RMB800 USD2,500 or above USD125 Special Offer Leaflet Download (via Bank of China (Hong Kong) Limited) Download (via Financial Consultant)  

31 August 2020

Latest Customer Promotion

MaxiWealth ULife Insurance Plan (HKD & USD policies) – Waiver of Withdrawal Charge and Surrender Charge Promotion Target 3 Years Insurance Plan – First Year Premium Discount SmartGuard Critical Illness Plan – First Year Premium Discount   MaxiWealth ULife Insurance Plan (HKD & USD policies) – Waiver of Withdrawal Charge and Surrender Charge Promotion From 15 June 2020 to 14 July 2020, upon successful enrolment in "MaxiWealth Ulife Insurance Plan" (HKD & USD policies), you may enjoy the Waiver of Withdrawal Charge and Surrender Charge Promotion. The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link:  MaxiWealth Ulife Insurance Plan   Target 3 Years Insurance Plan (RMB policy) – First Year Premium Discount From 15 June 2020 till 30 September 2020, you may enjoy 1.3% First Year Premium* discount upon successful enrolment in “Target 3 Years Insurance Plan” (RMB policy). The offer is subject to relevant terms and conditions. * “First Year Premium” is based on the Initial Annual Premium in the proposal. For product and promotion details, please refer to below link:  Target 3 Years Insurance Plan   SmartGuard Critical Illness Plan – First Year Premium Discount From 1 July 2020 until 30 September 2020, you may enjoy the first year Premium Discount of 8.33% upon successful enrollment in “SmartGuard Critical Illness Plan”. Premium Payment Period First Year Premium* requirement for the basic plan First Year Premium* Discount Rate for the basic plan and the supplementary rider(s) attached if any 10 / 15 / 20 Years RMB 16,000 or above /  HKD 20,000 or above / USD 2,500 or above 8.33% (i.e. approximately 1 month premium waiver of Annual Premium) * “First Year Premium” is based on the Initial Annual Premium in the proposal. The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link:  SmartGuard Critical Illness Plan                      

31 July 2020

Extra Benefits for Novel Coronavirus Disease

Extra Benefits for Novel Coronavirus Disease Extra protection. Together, we fight against the epidemic In view of the continuous spread of the Novel Coronavirus, we offers extra benefits for better protection, standing with you to fight against the epidemic.  From 29 December 2019 till 31 October 2020, customers who successfully apply for the specified critical illness insurance plans (“Applicable Plans”) can enjoy Extra Benefits for Novel Coronavirus Disease ("the Extra Benefits")1 for free on top of the original coverage of the Applicable Plans. The Extra Benefits will be effective immediately1 with waiting period waived2. Applicable Plans  iProtect 10 Years Insurance Plan SmartGuard Critical Illness Plan BestCare Pro Critical Illness Plan Eligible Insured The Insureds of the Applicable Plans of which the policy is issued between 29 December 2019 and 31 October 2020 (both days inclusive) Designated Coverage Period 21 February 2020 - 31 October 2020 (both days inclusive) Benefits Coverage (per life per Insured) 3 Diagnosis Benefit If the Insured is diagnosed as suffering from Novel Coronavirus Disease (COVID-19)4 by a registered doctor within the Designated Coverage Period, a lump sum payment of HKD10,000 will be payable. Intensive Care Unit Confinement Benefit 5,6 If (i) the Insured is diagnosed as suffering from Novel Coronavirus Disease (COVID-19)4 by a registered  doctor within the Designated Coverage Period, and (ii) is admitted to the Intensive Care Unit5 of a Hospital6 due to the mentioned disease, Intensive Care Unit Confinement Benefit being 10% of the Initial Sum Insured of the Applicable Plan will be payable, subject to a maximum of HKD50,000. Death Benefit If (i) the Insured is diagnosed as suffering from Novel Coronavirus Disease (COVID-19)4 by a registered  doctor within the Designated Coverage Period, and (ii) the Insured passes away due to the mentioned disease , death benefit of an additional 50% of the Initial Sum Insured of the Applicable Plan will be payable, subject to a maximum of HKD250,000. Waiting Period Waiting period of the Extra Benefits is waived2 "Extra Benefits for Novel Coronavirus Disease" Leaflet Download Download (via Bank of China (Hong Kong) Limited) Download (via Financial Consultants) Plan Details iProtect 10 Years Insurance Plan SmartGuard Critical Illness Plan BestCare Pro Critical Illness Plan Terms and Conditions: 1.    Extra Benefits for Novel Coronavirus Disease (“the Extra Benefits”) are underwritten and provided by BOC Life with no extra premium to the Applicable Plans, upon successful approval and issuance of policy of the Applicable Plans between 29 December 2019 and 31 October 2020 (both days inclusive).  2.    Waiver of waiting period is only applicable to the Extra Benefits. 3.    Each Insured can only claim each benefit under the Extra Benefits once, even if the Insured is insured by more than one policy of the Applicable Plans or such other plan(s) issued by BOC Life. If a benefit under the Extra Benefits has been paid or become payable under any Applicable Plan, the Insured can no longer claim the same benefit under other Applicable Plans. 4.     “Novel Coronavirus Disease (COVID-19)” refers to the new strain of coronavirus disease currently named by the World Health Organization (WHO) as "COVID-19", which is announced by Hong Kong government or any other governments that quarantine is required for the confirmed case. 5.     “Intensive Care Unit” refers to a unit within a Hospital which is designated as an intensive care unit by the Hospital and operates on a 24-hour basis solely for the treatment of in-patients in critical conditions and is equipped for continuous monitoring of cardiopulmonary function of such patients. 6.    “Hospital” refers to a legally constituted establishment operating pursuant to the laws of the country / region in which it is based which: i.    operates primarily for providing medical treatment and care of injury on an in-patient basis;  ii.    has facilities for Diagnosis and major surgery;  iii.    has 24-hour nursing services; and iv.    has at least one (1) Physician in residence. "Hospital" does not include a rest or convalescent home, or similar establishment or a place for alcoholics or drug addicts.  

01 July 2020

iProtect 10 Years Insurance Plan - First Year Premium Discount Offer

Promotion Period: From 1 July 2020 until 30 September 2020 (both dates inclusive)​ Promo Code: iPmo Enter the above Promo Code now to apply for the Plan, and you may enjoy 10% first year premium discount offer! First year premium discount offer is subject to terms and conditions.  For product and promotion details, please refer to below link: iProtect 10 Years Insurance Plan

01 July 2020

Flash Sales - iTarget 3 Years Savings Insurance Plan

Promotion Period: From 14 June 2020 (Limited Offer)​ Promo Code: RT3 By entering the Promo Code as mentioned above, you may have an opportunity to enjoy the first year RMB premium discount of your application of this Plan. The discount rate of RMB policy is at 4.8%! Premium discount offer is subject to terms and conditions.  For product and promotion details, please refer to below link: iTarget 3 Years Savings Insurance Plan

14 June 2020

iRefund Hospital Cash Plan - Limited Offer

Promotion Period: From now on (Limited Offer)​ Promo Code: iRD  To enjoy 10% first year premium discount, apply for this Plan by entering the Promo Code mentioned above now! Premium discount offer is subject to terms and conditions. For product and promotion details, please refer to below link: iRefund Hospital Cash Plan   Enrol Now Login BOCHK Mobile Banking

07 June 2020

BOC Life Deferred Annuity (Fixed Term) (Apply via mobile banking) Customer Offer

Promotion Period: From now until 30 September 2020 You can enjoy up to 6% first year premium discount upon successful application for this Plan! Details First Year Premium Discount%# All policy application 3% Basic Plan that achieves the First Year Premium requirement below Annual: USD15,000 or HKD/RMB100,000 or above Monthly: USD1,250 or HKD/RMB10,000   Extra 3% (i.e. 6% in total)   #The premium amount deducted from First Year Premium Discount will not be considered as premium paid and is not eligible for tax deduction. Note: First year premium discount offer is subject to terms and conditions. Please refer to product leaflet for details. For product and promotion details, please refer to below link: BOC Life Deferred Annuity (Fixed Term) (Apply via mobile banking)  

01 April 2020

Qualifying Deferred Annuity Policy Customer Offer

BOC Life Deferred Annuity (Fixed Term) and BOC Life Deferred Annuity (Lifetime) – First Year Premium Discount Offer From now until 30 September 2020, you may enjoy the first year Premium Discount of up to 12.50% upon successful enrollment in “BOC Life Deferred Annuity (Fixed Term)” or “BOC Life Deferred Annuity (Lifetime)”. BOC Life Deferred Annuity (Fixed Term) – First Year Premium Discount Offer First Year Premium^ requirement for Basic Plan First Year Premium Discount Rate HKD USD RMB   37,000 to below 100,000 4.900 to below 13,500 37,000 to below 100,000 3.00% 100,000 or above 13,500 or above 100,000 or above 6.00% BOC Life Deferred Annuity (Lifetime) – First Year Premium Discount Offer First Year Premium^ requirement for Basic Plan First Year Premium Discount Rate HKD USD RMB Premium Payment Term 5 Years 10 Years 20,000 to below  40,000 2,700 to below 5,300 20,000 to below 40,000 Not Applicable 8.33% 40,000 to below 100,000 5,300 to below 13,500 40,000 to below 100,000 4.17% 100,000 or above 13,500 or above 100,000 or above 8.33% 12.50% ^ “First Year Premium” is based on the Initial Annual Premium in the proposal. The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link: BOC Life Deferred Annuity (Fixed Term)  BOC Life Deferred Annuity (Lifetime) 

01 April 2020