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Latest Customer Offer

BOC Life Deferred Annuity Plan Customer Promotion

BOC Life Deferred Annuity Plan Customer Offer - First Year Premium Discount Offer for "SmartUp Plus Whole Life Insurance Plan" or "SmartGuard Critical Illness Plan" From 1 April 2020 until 30 June 2020, Financial Consultants' customers or selected Bank customers who are the customers of BOC Life Deferred Annuity Plan (Fixed Term) and/or BOC Life Deferred Annuity Plan (Lifetime) may enjoy the first year premium discount upon successful enrollment in "SmartUp Plus Whole Life Insurance Plan" or "SmartGuard Critical Illness Plan". SmartUp Plus Whole Life Insurance Plan  Policy Currency First Year Premium^ requirement for Basic Plan First Year Premium Discount Rate for the basic plan and the supplementary rider(s) attached (if any)   Premium Payment Term 5 Years 10 Years RMB 320,000 to below 800,000 3.00% 6.00% 800,000 to below 1,600,000 4.00% 7.00% 1,600,000 or above 5.00% 8.00% HKD 400,000 to below 1,000,000 3.00% 6.00% 1,000,000 to below 2,000,000 4.00% 7.00% 2,000,000 or above 5.00% 8.00% USD 5,000 to below 12,500 3.00% 5.00% 12,500 to below 50,000 4.00% 6.00% 50,000 to below 125,000 5.00% 7.00% 125,000 to below 250,000 6.00% 8.00% 250,000 or above 8.00% 10.00% SmartGuard Critical Illness Plan  Premium Payment Term First Year Premium Discount Rate for the basic plan and the supplementary rider(s) attached (if any) 10 / 15 Years 8.33% (i.e. approximately 1 month premium waiver of Annual Premium) 20 Years 12.50% (i.e. approximately 1.5 months premium waiver of Annual Premium) ^ "First Year Premium" is based on the Initial Annual Premium in the proposal. The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link: SmartUp Plus Whole Life Insurance Plan SmartGuard Critical Illness Plan

01 April 2020

Qualifying Deferred Annuity Policy Customer Offer

BOC Life Deferred Annuity (Fixed Term) and BOC Life Deferred Annuity (Lifetime) – First Year Premium Discount Offer From 1 April 2019 until 30 June 2020, you may enjoy the first year Premium Discount of up to 12.50% upon successful enrollment in “BOC Life Deferred Annuity (Fixed Term)” or “BOC Life Deferred Annuity (Lifetime)”. BOC Life Deferred Annuity (Fixed Term) – First Year Premium Discount Offer First Year Premium^ requirement for Basic Plan First Year Premium Discount Rate HKD USD RMB   37,000 to below 100,000 49,000 to below 13,500 37,000 to below 100,000 3.00% 100,000 or above 13,500 or above 100,000 or above 6.00% BOC Life Deferred Annuity (Lifetime) – First Year Premium Discount Offer First Year Premium^ requirement for Basic Plan First Year Premium Discount Rate HKD USD RMB Premium Payment Term 5 Years 10 Years 20,000 to below  40,000 2,700 to below 5,300 20,000 to below 40,000 Not Applicable 8.33% 40,000 to below 100,000 5,300 to below 13,500 40,000 to below 100,000 4.17% 100,000 or above 13,500 or above 100,000 or above 8.33% 12.50% ^ “First Year Premium” is based on the Initial Annual Premium in the proposal. The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link: BOC Life Deferred Annuity (Fixed Term)  BOC Life Deferred Annuity (Lifetime) 

01 April 2020

Latest Customer Promotion

SmartGuard Critical Illness Plan – First Year Premium Discount SmartUp Plus Whole Life Insurance Plan – First Year Premium Discount BOC Life Standard VHIS – First Year Premium Discount    SmartGuard Critical Illness Plan – First Year Premium Discount From 1 April 2020 until 30 June 2020, you may enjoy the first year Premium Discount of up to 8.33% upon successful enrollment in “SmartGuard Critical Illness Plan”. Premium Payment Period First Year Premium* Discount Rate for the basic plan and the supplementary rider(s) attached (if any) 10 / 15 Years 4.17% (i.e. approximately 0.5 month premium waiver of Annual Premium) 20 Years 8.33% (i.e. approximately 1 month premium waiver of Annual Premium) * “First Year Premium” is based on the Initial Annual Premium in the proposal. The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link:  SmartGuard Critical Illness Plan   SmartUp Plus Whole Life Insurance Plan – First Year Premium Discount From 1 April 2020 until 30 June 2020, selected Bank customers or Financial Consultants' customers may enjoy the first year Premium Discount of up to 8% upon successful enrollment in “SmartUp Plus Whole Life Insurance Plan”. USD Policy First Year Premium* requirement for Basic Plan First Year Premium Discount Rate  for the basic plan and the supplementary rider(s) attached (if any)   Premium Payment Term 5 Years 10 Years 5,000 to below 12,500 2% 3% 12,500 to below 50,000 3% 4% 50,000 to below 125,000 4% 5% 125,000 to below 250,000 5% 6% 250,000 or above 7% 8% HKD Policy First Year Premium* requirement for Basic Plan First Year Premium Discount Rate for the basic plan and the supplementary rider(s) attached (if any)   Premium Payment Term 5 Years 10 Years 400,000 to below 1,000,000 2% 4% 1,000,000 to below 2,000,000 3% 5% 2,000,000 or above 4% 6% RMB Policy First Year Premium* requirement for Basic Plan First Year Premium Discount Rate for the basic plan and the supplementary rider(s) attached (if any)   Premium Payment Term 5 Years 10 Years 320,000 to below 800,000 2% 4% 800,000 to below 1,600,000 3% 5% 1,600,000 or above 4% 6% * “First Year Premium” is based on the Initial Annual Premium in the proposal. The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link: SmartUp Plus Whole Life Insurance Plan   BOC Life Standard VHIS – First Year Premium Discount From 1 April 2020 till 30 June 2020, Financial Consultants' customers may enjoy the first year premium discount of up to 12.50% upon successful enrollment in the Basic Plan of “BOC Life Standard VHIS”. The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link: BOC Life Standard VHIS    

01 April 2020

Extra Benefits for Novel Coronavirus Disease

Extra Benefits for Novel Coronavirus Disease Extra protection. Together, we fight against the epidemic In view of the continuous spread of the Novel Coronavirus, we offers extra benefits for better protection, standing with you to fight against the epidemic.  From 29 December 2019 till 30 June 2020, customers who successfully apply for the specified critical illness insurance plans (“Applicable Plans”) can enjoy Extra Benefits for Novel Coronavirus Disease ("the Extra Benefits")1 for free on top of the original coverage of the Applicable Plans. The Extra Benefits will be effective immediately1 with waiting period waived2. Applicable Plans  iProtect 10 Years Insurance Plan SmartGuard Critical Illness Plan BestCare Pro Critical Illness Plan Eligible Insured The Insureds of the Applicable Plans of which the policy is issued between 29 December 2019 and 30 June 2020 (both days inclusive) Designated Coverage Period 21 February 2020 - 30 June 2020 (both days inclusive) Benefits Coverage (per life per Insured) 3 Diagnosis Benefit If the Insured is diagnosed as suffering from Novel Coronavirus Disease (COVID-19)4 by a registered doctor within the Designated Coverage Period, a lump sum payment of HKD10,000 will be payable. Intensive Care Unit Confinement Benefit 5,6 If (i) the Insured is diagnosed as suffering from Novel Coronavirus Disease (COVID-19)4 by a registered  doctor within the Designated Coverage Period, and (ii) is admitted to the Intensive Care Unit5 of a Hospital6 due to the mentioned disease, Intensive Care Unit Confinement Benefit being 10% of the Initial Sum Insured of the Applicable Plan will be payable, subject to a maximum of HKD50,000. Death Benefit If (i) the Insured is diagnosed as suffering from Novel Coronavirus Disease (COVID-19)4 by a registered  doctor within the Designated Coverage Period, and (ii) the Insured passes away due to the mentioned disease , death benefit of an additional 50% of the Initial Sum Insured of the Applicable Plan will be payable, subject to a maximum of HKD250,000. Waiting Period Waiting period of the Extra Benefits is waived2 "Extra Benefits for Novel Coronavirus Disease" Leaflet Download Download (via Bank of China (Hong Kong) Limited) Download (via Financial Consultants) Plan Details iProtect 10 Years Insurance Plan SmartGuard Critical Illness Plan BestCare Pro Critical Illness Plan Terms and Conditions: 1.    Extra Benefits for Novel Coronavirus Disease (“the Extra Benefits”) are underwritten and provided by BOC Life with no extra premium to the Applicable Plans, upon successful approval and issuance of policy of the Applicable Plans between 29 December 2019 and 30 June 2020 (both days inclusive).  2.    Waiver of waiting period is only applicable to the Extra Benefits. 3.    Each Insured can only claim each benefit under the Extra Benefits once, even if the Insured is insured by more than one policy of the Applicable Plans or such other plan(s) issued by BOC Life. If a benefit under the Extra Benefits has been paid or become payable under any Applicable Plan, the Insured can no longer claim the same benefit under other Applicable Plans. 4.     “Novel Coronavirus Disease (COVID-19)” refers to the new strain of coronavirus disease currently named by the World Health Organization (WHO) as "COVID-19", which is announced by Hong Kong government or any other governments that quarantine is required for the confirmed case. 5.     “Intensive Care Unit” refers to a unit within a Hospital which is designated as an intensive care unit by the Hospital and operates on a 24-hour basis solely for the treatment of in-patients in critical conditions and is equipped for continuous monitoring of cardiopulmonary function of such patients. 6.    “Hospital” refers to a legally constituted establishment operating pursuant to the laws of the country / region in which it is based which: i.    operates primarily for providing medical treatment and care of injury on an in-patient basis;  ii.    has facilities for Diagnosis and major surgery;  iii.    has 24-hour nursing services; and iv.    has at least one (1) Physician in residence. "Hospital" does not include a rest or convalescent home, or similar establishment or a place for alcoholics or drug addicts.  

21 February 2020

Flash Sales - iTarget 3 Years Savings Insurance Plan

Promotion Period: From 9 February 2020 (Limited Offer)​ Promo Code: YT3 By entering the Promo Code as mentioned above, you may have an opportunity to enjoy the first year premium discount of your application of this Plan. The discount rate of RMB policy is at 4.8% while 3% discount rate for HKD policy or USD policy! Premium discount offer is subject to terms and conditions.  For product and promotion details, please refer to below link: iTarget 3 Years Savings Insurance Plan

09 February 2020