Skip to main content

Latest Customer Offer

SmartViva Flexi VHIS Customer Offer

SmartViva Flexi VHIS – Customer Offer From now until 30 September 2021, you may enjoy the below offer upon successful enrolment in SmartViva Flexi VHIS. Details are as follows:   First Year Premium# Discount Rate Simplified Underwriting Arrangement Free Gift   Selected Customers*   50% Applicable (Limited to proposed Insured Person(s) as a Selected Customer(s)* only)     An Omron Ear Thermometer MC510   Mass Customers   25% Not applicable (Application(s) will follow the normal underwriting procedures) # “First Year Premium” is based on the Initial Annual Premium in the proposal. First Year Premium does not include levy, pre-paid premium(s) (if applicable) and extra premium loading imposed due to health condition (if applicable). * Please refer to the relevant promotion flyer for the definition of "Selected Customers".  The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link: SmartViva Flexi VHIS   

26 July 2021
PHEIC Infectious Disease Extra Benefit

PHEIC Infectious Disease Extra Benefit

PHEIC Infectious Disease Extra Benefit Tracking the latest definitions of diseases Coverage for Side Effects of COVID-19 Vaccine   From now till 31 December 2021, customers who have successfully applied for any of the designated critical illness insurance plans (“Applicable Plans”) will be entitled to PHEIC Infectious Disease Extra Benefit1 ("the Extra Benefit") for free on top of the original coverage of such Applicable Plan. The Extra Benefit1 will be effective immediately with waiting period waived2. Applicable Plans iProtect 10 Years Insurance Plan SmartViva Flexi VHIS ProtectU Insurance Plan Forever Wellbeing Whole Life Plan SmartGuard Critical Illness Plan BestCare-Pro Critical Illness Plan Eligible Insured (Applicable to SmartViva Flexi VHIS) The Insured of the Applicable Plan of which the policy is issued between 26 July 2021 and 31 December 2021 (both days inclusive) (Applicable to ProtectU Insurance Plan) The Insured of the Applicable Plan of which the policy is issued between 19 July 2021 and 31 December 2021 (both days inclusive) (Applicable to iProtect 10 Years Insurance Plan, Forever Wellbeing Whole Life Plan, SmartGuard Critical Illness Plan and BestCare-Pro Critical Illness Plan) The Insured of the Applicable Plans of which the policy is issued between 1 June 2021 and 31 December 2021 (both days inclusive) Designated Coverage Period (Applicable to SmartViva Flexi VHIS) 26 July 2021 - 31 December 2021 (both days inclusive) (Applicable to ProtectU Insurance Plan) 19 July 2021 - 31 December 2021 (both days inclusive) (Applicable to iProtect 10 Years Insurance Plan, Forever Wellbeing Whole Life Plan, SmartGuard Critical Illness Plan and BestCare-Pro Critical Illness Plan) 1 July 2021 - 31 December 2021 (both days inclusive) Benefits Coverage (per life per Insured) 3 Benefit 1: Diagnosis Benefit Within the Designated Coverage Period while the policy of the Applicable Plan is effective, if the Insured is diagnosed by a registered doctor as suffering from a disease, that is declared by the World Health Organization as a Public Health Emergency of International Concern4 at that time or within 1 year after the diagnosis (“the Covered Disease”), a lump sum payment of HKD10,000 will be payable. Benefit 2: Intensive Care Unit Confinement Benefit 5,6 Within the Designated Coverage Period while the policy of the Applicable Plan is effective, if the Insured is diagnosed by a registered doctor as suffering from the Covered Disease and is admitted to the Intensive Care Unit5 of a Hospital6 due to the Covered Disease, regardless of the length of stay, Intensive Care Unit Confinement Benefit being a lump sum payment of HKD10,000 (applicable to SmartViva Flexi VHIS), or an additional 10% of the total premiums of the policy7 (applicable to Forever Wellbeing Whole Life Plan), or an additional 10% of the Initial Sum Insured (applicable to iProtect 10 Years Insurance Plan, ProtectU Insurance Plan, SmartGuard Critical Illness Plan and BestCare-Pro Critical Illness Plan) will be payable, subject to a maximum of HKD100,000. Benefit 3: Novel Coronavirus Disease (COVID-19)8 Vaccine Side Effect Cover Within the Designated Coverage Period while the policy of the Applicable Plan is effective, if the Insured receives a Novel Coronavirus Disease (COVID-19)8 vaccine authorized by the Hong Kong SAR Government and is admitted to a Hospital6 due to an Adverse Event Following Immunization (“AEFI”)9 within fourteen (14) days after receiving such vaccine, Novel Coronavirus Disease (COVID-19)8 Vaccine Side Effect Cover of HKD1,000 hospital cash for each day of Hospital Confinement10 will be payable, subject to a maximum of fifteen (15) days. Waiting Period Waiting period of the Extra Benefits is waived2 "PHEIC Infectious Disease Extra Benefit" Leaflet Download Download (via Bank of China (Hong Kong) Limited) Download (via Financial Consultants) Plan Details iProtect 10 Years Insurance Plan SmartViva Flexi VHIS ProtectU Insurance Plan Forever Wellbeing Whole Life Plan SmartGuard Critical Illness Plan BestCare-Pro Critical Illness Plan Terms and Conditions: 1.    PHEIC Infectious Disease Extra Benefit (“the Extra Benefit”) is underwritten and provided by BOC Life with no extra premium, subject to successful approval and issuance of a policy of the Applicable Plans within the Designated Coverage Period.  2.    Waiver of waiting period is only applicable to the Extra Benefit. 3.    Each Insured can only claim each benefit under the Extra Benefit once, even if the Insured is insured by more than one policy of the Applicable Plans or such other plan(s) issued by BOC Life. If a benefit under the Extra Benefits has been paid or become payable under any Applicable Plan, the Insured can no longer claim the same benefit under other Applicable Plans. 4.     “The World Health Organization considers some pandemics to be so serious, unusual or unexpected that they constitute an international public health risk that will potentially require an immediate coordinated international response, labelled a Public Health Emergency of International Concern (“PHEIC”). For details, please visit https://www.who.int/ihr/ procedures/pheic/en/. 5.     “Intensive Care Unit” refers to a unit within a Hospital which is designated as an intensive care unit by the Hospital and operates on a 24-hour basis solely for the treatment of in-patients in critical conditions and is equipped for continuous monitoring of cardiopulmonary function of such patients. 6.    “Hospital” refers to a legally constituted establishment operating pursuant to the laws of the country / region in which it is based which: i.    operates primarily for providing medical treatment and care of injury on an in-patient basis;  ii.    has facilities for Diagnosis and major surgery;  iii.    has 24-hour nursing services; and iv.    has at least one (1) Physician in residence. "Hospital" does not include a rest or convalescent home, or similar establishment or a place for alcoholics or drug addicts. 7.     For the definition of “the total premiums of the policy”, please refer to the product brochure of Forever Wellbeing Whole Life Plan. 8.    “Novel Coronavirus Disease (COVID-19)” refers to the new strain of coronavirus disease currently named by the World Health Organization (“WHO”) as “COVID-19”, which is announced by Hong Kong SAR Government or any other governments that quarantine is required for the confirmed case. 9.    According to the World Health Organization (WHO),“Adverse Event Following Immunization” (“AEFI”) means: • any untoward medical occurrence which follows immunization and which does not necessarily have a causal relationship with the usage of the vaccine. The adverse event may be any unfavorable or unintended sign, abnormal laboratory finding, symptom or disease. • There are five categories of AEFI: - Vaccine product-related reaction - Vaccine quality defect-related reaction - Immunization error-related reaction - Immunization anxiety-related reaction - Coincidental event • AEFI can be also classified into one of the following categories: - Allergic reaction - Local reaction - Systemic reaction - Neurological disorders Source: World Health Organization website (accessed in Feb 2021) https://vaccine-safety-training.org/classification-of-aefis.html 10.   “Hospital Confinement” means the admission of the Insured as an in-patient in a Hospital, provided that the Insured continuously stays as an in-patient in the Hospital for a minimum of six (6) hours thereafter prior to his/her discharge therefrom. Hospital Confinement must be Medically Necessary.   Important Notice: You have an option to purchase SmartViva Flexi VHIS as a standalone certified plan under the VHIS without bundling with other type(s) of insurance product. You have an option to purchase iProtect 10 Years Insurance Plan / ProtectU Insurance Plan as a standalone plan base on your personal need to choose life proection solely or include additional critical illness coverage instead of bundling with other type(s) of insurance product. You have an option to purchase Forever Wellbeing Whole Life Plan as a standalone life insurance plan with critical illness coverage, instead of bundling with other type(s) of insurance product. You have an option to SmartGuard Critical Illness Plan / BestCare-Pro Criticall Illness Plan as a standalone critical illness insurance plan instead of bundling with other type(s) of insurance product. The product information does not contain the full terms of the policy and the full terms can be found in the policy documents.  

26 July 2021
Latest Customer Promotion

Latest Customer Promotion

ProtectU Insurance Plan – First Year Premium Discount From 19 July 2021 until 30 September, you may enjoy 10% first year Premium Discount  upon successful enrollment in “ProtectU Insurace Plan”. Insurance Plan First Year Premium* Discount Rate ProtectU Insurance Plan  10% * “First Year Premium” is based on the Initial Annual Premium of the basic plan in the proposal. First Year Premium does not include levy. The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link:  ProtectU Insurance Plan   Refundable Hospital Cash Plan – First Year Premium Discount From 19 July 2021 (Limited Offer)("the Promotion Period)1, you may enjoy 10% first year Premium Discount  upon successful enrollment in “Refundable Hospital Cash Plan”. Insurance Plan First Year Premium* Discount Rate for the basic plan  Refundable Hospital Cash Plan  10% * “First Year Premium” is based on the Initial Annual Premium in the proposal. First Year Premium does not include levy, pre-paid premium(s) (if applicable) and extra premium loading imposed due to health condition (if applicable). 1 Promotion Period starts from 19 July 2021 until further notice. Nevertheless, the Offer is subject to time and a quota limit and available on a first-come first-served basis. The Offer may be terminated before the end of the Promotion Period. Please confirm the closing date with your Financial Consultants before submitting insurance application. The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link:  Refundable Hospital Cash Plan   Riders First Year Premium Discount Offer From 19 July 2021 until 30 September, you may enjoy the first year premium discount offer upon successful enrollment in designated supplementary rider(s) (which must be attached on Easy-Plug Insurance Plan) (“Designated Supplementary Rider(s)”) Designated Supplementary Riders  (must be attached on Easy-Plug Insurance Plan) First Year Premium* Discount Rate Comprehensive Personal Accident Rider Critical Illness Rider (Additional) Cancer Rider Hospital Income Rider Enhanced Hospital & Surgical Rider BOC Life Standard VHIS Payor’s Death or Disability Rider Waiver of Premium Rider 50% * “First Year Premium” is based on the Initial Annual Premium in the proposal. First Year Premium does not include levy, pre-paid premiums(s) (if applicable) and extra premium loading imposed due to health condition (if applicable). The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link:  Easy-Plug Insurance Plan   ReachUp Insurance Plan (RMB Policy) – First Year Premium Discount From 5 July 2021 until 30 September 2021, you may enjoy 3% first year Premium Discount  upon successful enrollment in “ReachUp Insurance Plan”  (RMB Policy). Insurance Plan First Year Premium* Discount Rate for the basic plan  ReachUp Insurance Plan (RMB Policy) 3% * “First Year Premium” is based on the Initial Annual Premium in the proposal. First Year Premium does not include levy, pre-paid premium(s) (if applicable) and extra premium loading imposed due to health condition (if applicable). The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link:  ReachUp Insurance  Plan   SmartRetire Annuity Insurance Plan – First Year Premium Discount From 1 July 2021 until 30 September 2021, you may enjoy the First Year Premium Discount up to 12.5% upon successful enrollment in “SmartRetire Annuity Insurance Plan”. First Year Premium* requirement for the basic plan First Year Premium* Discount % for the basic plan and the supplementary rider(s) attached (if any) Premium Payment Term 5 years 10 years 20 years To Age 60 of the Insured HKD30,000 or above / USD3,800 or above 8.33% 8.33% Not Applicable Not Applicable HKD15,000 or above /  USD1,900 or above Not Applicable Not Applicable 12.5% 12.5% * “First Year Premium” is based on the Initial Annual Premium in the proposal. First Year Premium does not include levy, pre-paid premium(s) (if applicable) and extra premium loading imposed due to health condition (if applicable). The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link:  SmartRetire Annuity Insurance Plan   IncomeShine Whole Life Coupon Plan – First Year Premium Discount From 1 July 2021 until 30 September 2021, you may enjoy the First Year Premium Discount up to 8% upon successful enrollment in “IncomeShine Whole Life Coupon Plan”. First Year Premium* requirement for Basic Plan First Year Premium* Discount Rate for the basic plan and the supplementary rider(s) attached (if any) Premium Payment Term 5 years / 8 years 12 years / 20 years RMB 16,000 or above 6% 8% HKD 20,000 or above / USD 2,500 or above 3% 5% * “First Year Premium” is based on the Initial Annual Premium in the proposal. First Year Premium does not include levy, pre-paid premium(s) (if applicable) and extra premium loading imposed due to health condition (if applicable). The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link:  IncomeShine Whole Life Coupon Plan   SmartGuard Critical Illness Plan – First Year Premium Discount From 1 July 2021 until 30 September 2021, you may enjoy 8.33% first year Premium Discount upon successful enrollment in “SmartGuard Critical Illness Plan”. Premium Payment Period First Year Premium* requirement for the basic plan First Year Premium* Discount Rate for the basic plan and the supplementary rider(s) attached if any 10 / 15 / 20 Years RMB 16,000 or above /  HKD 20,000 or above / USD 2,500 or above RMB/ HKD / USD: 8:33% * “First Year Premium” is based on the Initial Annual Premium in the proposal. First Year Premium does not include levy, pre-paid premium(s) (if applicable) and extra premium loading imposed due to health condition (if applicable). The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link:  SmartGuard Critical Illness Plan

19 July 2021
Qualifying Deferred Annuity Policy Customer Offer

Qualifying Deferred Annuity Policy Customer Offer

BOC Life Deferred Annuity (Lifetime) – First Year Premium Discount Offer From 1 July 2021 until 30 September 2021, you may enjoy the first year Premium Discount of up to 8% upon successful enrollment in “BOC Life Deferred Annuity (Lifetime)”. BOC Life Deferred Annuity (Lifetime) – First Year Premium Discount Offer Currency First Year Premium^ requirement for Basic Plan First Year Premium Discount Rate#% Premium Payment Term 5 Years 10 Years RMB 20,000 to below 40,000 Not Applicable 8% 40,000 or above 6% HKD 20,000 to below 40,000 Not Applicable 5% 40,000 or above 3% USD 2,700 to below 5,300 Not Applicable 5% 5,300 or above 3% # The deducted premium amount under the Offer will not be regarded as premiums paid for the purposes of calculating the tax deductible amount. ^ “First Year Premium” is based on the Initial Annual Premium in the proposal. The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link: BOC Life Deferred Annuity (Lifetime) 

01 July 2021
Give You Extra $5,000

Give You Extra $5,000

While enjoying the electronic consumption vouchers payout by the HKSAR Government, BOC Life gives you extra $5,000! From 1 July 2021 until 30 September 2021, you may enjoy the Premium Refund Bonus (“the Offer”) up to HKD5,000 upon successful enrolment of the Designated Insurance Plans with the fulfilment of the designated Annual Premium and premium payment mode requirement for the basic plan. For details of the Offer, please refer to the following promotion leaflets: Give You Extra $5,000 Promotion Leaflet Download (via Bank of China (Hong Kong) Limited) Download (via Nanyang Commercial Bank, Limited) Download (via Chiyu Banking Corporation Limited) Download (via Financial Consultant)  

01 July 2021

Forever Fortune Whole Life Insurance Plan Customer Offer

Forever Fortune Whole Life Insurance Plan – First Year Premium Discount Offer From now until 30 September 2021, you may enjoy the first year premium discount offer upon successful enrolment and fulfilment of the below First Year Premium^ requirement for the basic plan in Forever Fortune Whole Life Insurance Plan. Details are as follows: Policy Currency First Year Premium^ requirement for Basic Plan First Year Premium Discount Rate for the basic plan and the supplementary rider(s) attached (if any) 2 Years 5 Years 10 Years 2 Years 5 Years 10 Years RMB 320,000 or above 32,000 or above 32,000 or above 4% 5% 7% HKD 400,000 or above 40,000 or above 40,000 or above 1% 2% 4% USD 50,000 or above 5,000 or above 5,000 or above 1% 2% 4% ^ “First Year Premium” is based on the Initial Annual Premium in the proposal. First Year Premium does not include levy, pre-paid premium(s) (if applicable) and extra premium loading imposed due to health condition (if applicable).  The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link: Forever Fortune Whole Life Insurance Plan   

01 July 2021
SmartUp Pro Whole Life Plan Customer Offer

SmartUp Pro Whole Life Plan Customer Offer

SmartUp Pro Whole Life Plan – First Year Premium Discount Offer From now until 30 September 2021, you may enjoy the first year premium discount offer upon successful enrolment and fulfilment of the below First Year Premium^ requirement for the basic plan in SmartUp Pro Whole Life Plan. Details are as follows: Policy Currency   First Year Premium^ requirement for Basic Plan First Year Premium Discount Rate for the basic plan and the supplementary rider(s) attached (if any) Premium Payment term   2 years 5 years 10 years 2 years 5 years 10 years RMB 320,000 or above 32,000 or above 32,000 or above 4% 5% 7% HKD 400,000 or above 40,000 or above 40,000 or above 1% 2% 4% USD 50,000 or above 5,000 or above 5,000 or above 1% 2% 4% ^ “First Year Premium” is based on the Initial Annual Premium in the proposal. The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link: SmartUp Pro Whole Life Plan   

01 July 2021
iProtect 10 Years Insurance Plan - First Year Premium Discount Offer

iProtect 10 Years Insurance Plan - First Year Premium Discount Offer

Promotion Period: From 1 July 2021 until 30 September 2021 (both dates inclusive)​ Promo Code: iPmo Enter the above Promo Code now to apply for the Plan, and you may enjoy 10% first year premium discount offer! First year premium discount offer is subject to terms and conditions.  For product and promotion details, please refer to below link: iProtect 10 Years Insurance Plan

01 July 2021
Forever Wellbeing Whole Life Plan Customer Offer

Forever Wellbeing Whole Life Plan Customer Offer

BOC Life Forever Wellbeing Whole Life Plan – First Year Premium Discount Offer From now until 30 September 2021, you may enjoy the first year premium discount offer upon successful enrolment and fulfilment of the below First Year Premium^ requirement for the basic plan in Forever Wellbeing Whole Life Plan. Details are as follows: Policy Currency First Year Premium^ requirement for Basic Plan First Year Premium Discount Rate for the basic plan and the requirement for Basic Plan 2 Years 5 Years 10 Years 2 Years 5 Years 10 Years RMB 160,000 or above 32,000 or above 32,000 or above 4% 5% 7% HKD 200,000 or above 40,000 or above 40,000 or above 1% 2% 4% USD 25,000 or above 5,000 or above 5,000 or above 1% 2% 4% ^ “First Year Premium” is based on the Initial Annual Premium in the proposal. The offer is subject to relevant terms and conditions. For product and promotion details, please refer to below link: Forever Wellbeing Whole Life Plan   

01 July 2021
Flash Sales - iTarget 3 Years Savings Insurance Plan

Flash Sales - iTarget 3 Years Savings Insurance Plan

Promotion Period: From 13 June 2021 (Limited Offer)​ Promo Code: JA3 By entering the Promo Code as mentioned above, you may have an opportunity to enjoy the first year premium discount of your application of this Plan. The first year premium discount rate of up to 5.5%! Premium discount offer is subject to terms and conditions.  For product and promotion details, please refer to below link: iTarget 3 Years Savings Insurance Plan

13 June 2021
iRefund Hospital Cash Plan - Limited Offer

iRefund Hospital Cash Plan - Limited Offer

Promotion Period: From now on (Limited Offer)​ Promo Code: iRD  To enjoy 10% first year premium discount, apply for this Plan by entering the Promo Code mentioned above now! Premium discount offer is subject to terms and conditions. For product and promotion details, please refer to below link: iRefund Hospital Cash Plan    

07 June 2020