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iTarget 3 Years Savings Insurance Plan (Online Application)

Life protection

Pay just 2 years premium for 3 years life protection

Guaranteed rate of return

Annualized guaranteed rate* of return up to 4.50% after 3 years (calculated based on the case with first year USD premium discount^)

Flexible premium payment

Flexible premium payment mode for easier financial management


Combination of savings and life protection

online application

Application via mobile app and website for one-stop self-service experience

* The annualized guaranteed rate of return is subject to the policy currency and premium payment mode you choose. Please refer to the product leaflet for details. 

^ First year USD premium discount is subject to terms & conditions. Please refer to the product leaflet for details.


Flash Sale - iTarget 3 Years Savings Insurance Plan

Promotion Period: From 1 July 2024 (Limited Offer)

Promo Code: UH8

By entering the Promo Code as mentioned above, you may have an opportunity to enjoy the first year premium discount* for your application of this Plan. The discount rate of USD policy is at 11.31%! Premium discount offer is subject to terms and conditions.

*Note: "First Year Premium" is based on the Initial Annual Premium as stated in the proposal. First Year Premium does not include levy, pre-paid premium(s) (if applicable) and extra premium loading imposed due to health condition (if applicable).


Bank of China (Hong Kong) Limited

The above material is for reference only and must be read in conjunction with the product brochure / coverage details and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of BOC Life outside Hong Kong. The above Plan and the supplementary riders (if any) are subject to the formal policy documents and provisions issued by BOC Life. Please refer to the policy documents and provisions issued by BOC Life for details (including but not limited to insured items and coverage, detailed terms, key risks, conditions, exclusions, policy costs and fees) of the Plan and the supplementary riders (if any).