From now until 30 September 2026, Eligible New Customers* who successfully apply for HKD / USD policy of iTarget 3 Years Savings Insurance Plan (the “Plan”) with the promo code “NEW” and fulfil the designated payment mode and premium amount requirement may enjoy “Flash New Offer – New Customer First Year Premium discount offer” with First Year Premium discount of up to 11.32%^ (“Flash New Offer”), enabling you to accumulate your wealth with a relatively low threshold and receive a guaranteed return. Bring your financial planning to the next level!
| HKD Policy | USD Policy |
|---|---|---|
Designated premium amount with Lump-sum Prepayment | HK$10,000 - HK$40,000 | USD1,200 - USD5,000 |
First Year Premium discount rate^ | 9.71%^ | 11.32%^ |
Annualised Guaranteed Rate of Return after 3 years upon maturity^ | 4.00%^ | 4.50%^ |
Tips: The premiums of the Plan are to be paid directly from Bank of China (Hong Kong) Limited e-banking account. Please ensure there are sufficient funds in the account before policy application and the policy application must be submitted in Hong Kong.
For prepayment cases, premium discount is only applicable to the First Year Premium. First Year Premium does not include levy, pre-paid premium(s) (if applicable) and extra premium loading imposed due to health condition (if applicable).
Limited quota on a first-come, first-served basis while quota lasts!
The Flash New Offer is subject to Term & Conditions.
*The applicant must be a new customer who does not own any in-force policies applied through BOCHK and/or BOC Group Life Assurance Company Limited (“BOC Life”) as at the time of submission of his/her insurance application (“Eligible New Customer”).
^Annualised guaranteed rate of return is the annual compound interest rate that Total Premiums Paid is cumulated to the guaranteed amount received at policy maturity date. The relevant return rates indicated are calculated based on the case with first year premium discount. This rate of return and the First Year Premium discount rate are rounded to 2 decimal places, and vary by your chosen policy currency , premium payment mode and initial premium amount. In case of any discrepancy, the proposal summary in BOCHK e-Banking (mobile banking / internet banking) shall be final.
Should there be any discrepancy between the Chinese and English versions of this promotion material, the English version shall prevail.
This promotion material is for reference only and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of BOC Life outside Hong Kong. Please refer to the sales documents, including product brochure, benefit illustration and policy documents and provisions issued by BOC Life for details (including but not limited to the insured items and coverage, detailed terms, key risks, conditions, exclusions, policy costs and fees) of the Plan. For enquiry about technical support for online application, please contact BOCHK Customer Service Hotline (852) 3669 3003. For enquiry about product and post-sales service, please contact BOC Life Customer Service Hotline (852) 2860 0688.