Fulfillment ratios are calculated as the average ratio of non-guaranteed dividends actually declared under relevant policies against the illustrated amounts of non-guaranteed dividends provided to customers at the point of sale. In accordance with the requirement from the Insurance Authority, customers can check the fulfillment ratio of the participating products of BOC Life which (a) it has issued new policies since 2010, and (b) it still has policies inforce in the reporting year, from BOC Life’s website.
Introduction of Fulfillment Ratio Video
Fulfillment Ratio for Annual Dividend
The fulfillment ratio for annual dividends is calculated as the ratio of aggregate actual accumulated non-guaranteed annual dividends (including actual dividend accumulation interest but excluding terminal dividends) against the aggregate illustrated amounts for non-guaranteed annual dividends provided to customers at the point of sale for all relevant inforce policies.
For the purpose of calculation of fulfillment ratios, it is assumed that policy owners opted to leave all declared dividends for interest accumulation based on the relevant accumulation interest rates.
For products offering non-guaranteed monthly incomes, all non-guaranteed components other than terminal dividends of the policies are included in the calculation of fulfillment ratios. For the purpose of calculation of fulfillment ratios, it is assumed that policy owners opted to leave all monthly incomes for interest accumulation based on the relevant accumulation interest rates.
Fulfillment Ratio for Terminal Dividend / Special Dividend
The fulfillment ratio for Terminal Dividend / Special Dividend is calculated as the ratio of the aggregate payout of non-guaranteed Terminal Dividend / Special Dividend against the aggregate illustrated amounts for non-guaranteed Terminal Dividend / Special Dividend provided to customers at the point of sale for all relevant policies terminated in the reporting year.
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | 100% | 100% | 100% | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | ||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
||
| 3 (2020) |
100% | |
| 4 (2019) |
100% | |
| 5 (2018) |
100% | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | 100% | 100% | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | ||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
||
| 3 (2020) |
100% | |
| 4 (2019) |
100% | |
| 5 (2018) |
||
| 6 (2017) |
||
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | 100% | 100% | 90% | 90% | 92% | 93% | 93% | 94% | Not yet launched | Not yet launched | Not yet launched |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
100% |
| 2 (2021) |
100% | |
| 3 (2020) |
90% | |
| 4 (2019) |
90% | |
| 5 (2018) |
92% | |
| 6 (2017) |
93% | |
| 7 (2016) |
93% | |
| 8 (2015) |
94% | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | 90% | 90% | Not yet launched | Not yet launched | Not yet launched | ||||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
||
| 3 (2020) |
||
| 4 (2019) |
||
| 5 (2018) |
||
| 6 (2017) |
||
| 7 (2016) |
90% | |
| 8 (2015) |
90% | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | 100% | 90% | 90% | 91% | 92% | 93% | Not yet launched | Not yet launched | Not yet launched | Not yet launched | |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
100% | |
| 3 (2020) |
90% | |
| 4 (2019) |
90% | |
| 5 (2018) |
91% | |
| 6 (2017) |
92% | |
| 7 (2016) |
93% | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Not yet launched | Not yet launched | Not yet launched | Not yet launched | |||||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
||
| 3 (2020) |
||
| 4 (2019) |
||
| 5 (2018) |
||
| 6 (2017) |
||
| 7 (2016) |
||
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | 100% | 98% | 90% | 91% | 92% | 93% | 94% | 94% | Not yet launched | ||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
100% |
| 2 (2021) |
||
| 3 (2020) |
98% | |
| 4 (2019) |
90% | |
| 5 (2018) |
91% | |
| 6 (2017) |
92% | |
| 7 (2016) |
93% | |
| 8 (2015) |
94% | |
| 9 (2014) |
94% | |
| 10 (2013) |
||
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Not yet launched | ||||||||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
||
| 3 (2020) |
||
| 4 (2019) |
||
| 5 (2018) |
||
| 6 (2017) |
||
| 7 (2016) |
||
| 8 (2015) |
||
| 9 (2014) |
||
| 10 (2013) |
||
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | 100% | 90% | 90% | 91% | 92% | 93% | 94% | 94% | Not yet launched | ||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
100% | |
| 3 (2020) |
90% | |
| 4 (2019) |
90% | |
| 5 (2018) |
91% | |
| 6 (2017) |
92% | |
| 7 (2016) |
93% | |
| 8 (2015) |
94% | |
| 9 (2014) |
94% | |
| 10 (2013) |
||
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Not yet launched | ||||||||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
||
| 3 (2020) |
||
| 4 (2019) |
||
| 5 (2018) |
||
| 6 (2017) |
||
| 7 (2016) |
||
| 8 (2015) |
||
| 9 (2014) |
||
| 10 (2013) |
||
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | 100% | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | ||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
||
| 3 (2020) |
100% | |
| 4 (2019) |
Not yet launched | |
| 5 (2018) |
Not yet launched | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | |||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
||
| 3 (2020) |
||
| 4 (2019) |
Not yet launched | |
| 5 (2018) |
Not yet launched | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | 100% | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | ||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
||
| 3 (2020) |
100% | |
| 4 (2019) |
Not yet launched | |
| 5 (2018) |
Not yet launched | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | |||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
||
| 3 (2020) |
||
| 4 (2019) |
Not yet launched | |
| 5 (2018) |
Not yet launched | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
Not yet launched | |
| 3 (2020) |
Not yet launched | |
| 4 (2019) |
Not yet launched | |
| 5 (2018) |
Not yet launched | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
Not yet launched | |
| 3 (2020) |
Not yet launched | |
| 4 (2019) |
Not yet launched | |
| 5 (2018) |
Not yet launched | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
Not yet launched | |
| 3 (2020) |
Not yet launched | |
| 4 (2019) |
Not yet launched | |
| 5 (2018) |
Not yet launched | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | ||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
||
| 3 (2020) |
Not yet launched | |
| 4 (2019) |
Not yet launched | |
| 5 (2018) |
Not yet launched | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | ||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
||
| 3 (2020) |
Not yet launched | |
| 4 (2019) |
Not yet launched | |
| 5 (2018) |
Not yet launched | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | ||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
||
| 3 (2020) |
Not yet launched | |
| 4 (2019) |
Not yet launched | |
| 5 (2018) |
Not yet launched | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | ||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
|
| 2 (2021) |
||
| 3 (2020) |
Not yet launched | |
| 4 (2019) |
Not yet launched | |
| 5 (2018) |
Not yet launched | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Product has not yet reached the first policy anniversary and thus no value is shown. | ||||||||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | Product has not yet reached the first policy anniversary and thus no value is shown. | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Product has not yet reached the first policy anniversary and thus no value is shown. | ||||||||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | Product has not yet reached the first policy anniversary and thus no value is shown. | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Product has not yet reached the first policy anniversary and thus no value is shown. | ||||||||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | Product has not yet reached the first policy anniversary and thus no value is shown. | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Product has not yet reached the first policy anniversary and thus no value is shown. | ||||||||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | Product has not yet reached the first policy anniversary and thus no value is shown. | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Product has not yet reached the first policy anniversary and thus no value is shown. | ||||||||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | Product has not yet reached the first policy anniversary and thus no value is shown. | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 92% | 93% | 93% | 93% | Not yet launched | Not yet launched |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
92% | |
| 7 (2016) |
93% | |
| 8 (2015) |
93% | |
| 9 (2014) |
93% | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Not yet launched | Not yet launched | ||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
||
| 7 (2016) |
||
| 8 (2015) |
||
| 9 (2014) |
||
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 91% | 93% | 94% | 94% | 93% | Not yet launched | |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
91% | |
| 6 (2017) |
||
| 7 (2016) |
93% | |
| 8 (2015) |
94% | |
| 9 (2014) |
94% | |
| 10 (2013) |
93% | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Not yet launched | ||||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
||
| 6 (2017) |
||
| 7 (2016) |
||
| 8 (2015) |
||
| 9 (2014) |
||
| 10 (2013) |
||
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Not yet launched | Not yet launched | |||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
Closed to sales | |
| 7 (2016) |
||
| 8 (2015) |
||
| 9 (2014) |
||
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 55% |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
Closed to sales | |
| 7 (2016) |
Closed to sales | |
| 8 (2015) |
Closed to sales | |
| 9 (2014) |
Closed to sales | |
| 10 (2013) |
Closed to sales | |
| 10+ (Before 2012) |
55% | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 92% | 93% | 80% | 75% | 75% | 77% |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
92% | |
| 7 (2016) |
93% | |
| 8 (2015) |
80% | |
| 9 (2014) |
75% | |
| 10 (2013) |
75% | |
| 10+ (Before 2012) |
77% | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 72% | 72% | ||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
||
| 7 (2016) |
||
| 8 (2015) |
||
| 9 (2014) |
||
| 10 (2013) |
72% | |
| 10+ (Before 2012) |
72% | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 92% | 93% | 94% | 94% | 94% | 93% |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
92% | |
| 7 (2016) |
93% | |
| 8 (2015) |
94% | |
| 9 (2014) |
94% | |
| 10 (2013) |
94% | |
| 10+ (Before 2012) |
93% | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 90% | 90% | ||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
||
| 7 (2016) |
||
| 8 (2015) |
||
| 9 (2014) |
||
| 10 (2013) |
90% | |
| 10+ (Before 2012) |
90% | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | 90% | 90% | 91% | 92% | 93% | 88% | 80% | 81% | 85% |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
90% | |
| 4 (2019) |
90% | |
| 5 (2018) |
91% | |
| 6 (2017) |
92% | |
| 7 (2016) |
93% | |
| 8 (2015) |
88% | |
| 9 (2014) |
80% | |
| 10 (2013) |
81% | |
| 10+ (Before 2012) |
85% | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | 77% | 77% | |||||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
||
| 4 (2019) |
||
| 5 (2018) |
||
| 6 (2017) |
||
| 7 (2016) |
||
| 8 (2015) |
||
| 9 (2014) |
||
| 10 (2013) |
77% | |
| 10+ (Before 2012) |
77% | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 92% | 93% | 94% | 95% | 95% | 95% | Not yet launched |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
92% | |
| 6 (2017) |
93% | |
| 7 (2016) |
94% | |
| 8 (2015) |
95% | |
| 9 (2014) |
95% | |
| 10 (2013) |
95% | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 100% | 98% | 97% |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
Closed to sales | |
| 7 (2016) |
Closed to sales | |
| 8 (2015) |
Closed to sales | |
| 9 (2014) |
100% | |
| 10 (2013) |
98% | |
| 10+ (Before 2012) |
97% | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | 90% | 90% | 90% | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
90% | |
| 4 (2019) |
90% | |
| 5 (2018) |
90% | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | 90% | 90% | 90% | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
90% | |
| 4 (2019) |
90% | |
| 5 (2018) |
90% | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 90% | 91% | 90% | Not yet launched | Not yet launched | Not yet launched | Not yet launched |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
90% | |
| 6 (2017) |
91% | |
| 7 (2016) |
90% | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 90% | 90% | Not yet launched | Not yet launched | Not yet launched | Not yet launched | |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
90% | |
| 6 (2017) |
90% | |
| 7 (2016) |
||
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 91% | 92% | 93% | Not yet launched | Not yet launched | Not yet launched |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
91% | |
| 7 (2016) |
92% | |
| 8 (2015) |
93% | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Whole Life | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 90% | Not yet launched | Not yet launched | Not yet launched | ||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Whole Life | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
||
| 7 (2016) |
90% | |
| 8 (2015) |
||
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Income Plan | 100% | 100% | 100% | 100% | 100% | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Income Plan | 1 (2022) |
100% |
| 2 (2021) |
100% | |
| 3 (2020) |
100% | |
| 4 (2019) |
100% | |
| 5 (2018) |
100% | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Income Plan | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | ||||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Income Plan | 1 (2022) |
|
| 2 (2021) |
||
| 3 (2020) |
||
| 4 (2019) |
||
| 5 (2018) |
||
| 6 (2017) |
||
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Income Plan | 90% | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | |||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Income Plan | 1 (2022) |
|
| 2 (2021) |
||
| 3 (2020) |
||
| 4 (2019) |
||
| 5 (2018) |
90% | |
| 6 (2017) |
||
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Income Plan | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | ||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Income Plan | 1 (2022) |
|
| 2 (2021) |
||
| 3 (2020) |
||
| 4 (2019) |
||
| 5 (2018) |
Not yet launched | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Income Plan | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | ||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Income Plan | 1 (2022) |
|
| 2 (2021) |
||
| 3 (2020) |
||
| 4 (2019) |
||
| 5 (2018) |
Not yet launched | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Income Plan | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 97% | 94% | 92% |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Income Plan | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
Closed to sales | |
| 7 (2016) |
Closed to sales | |
| 8 (2015) |
Closed to sales | |
| 9 (2014) |
97% | |
| 10 (2013) |
94% | |
| 10+ (Before 2012) |
92% | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Endowment | 100% | 99% | 85% | 86% | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Endowment | 1 (2022) |
|
| 2 (2021) |
100% | |
| 3 (2020) |
99% | |
| 4 (2019) |
85% | |
| 5 (2018) |
86% | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Endowment | 100% | 100% | 85% | 85% | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | Not yet launched | |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Endowment | 1 (2022) |
|
| 2 (2021) |
100% | |
| 3 (2020) |
100% | |
| 4 (2019) |
85% | |
| 5 (2018) |
85% | |
| 6 (2017) |
Not yet launched | |
| 7 (2016) |
Not yet launched | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Endowment | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 76% |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Endowment | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
Closed to sales | |
| 7 (2016) |
Closed to sales | |
| 8 (2015) |
Closed to sales | |
| 9 (2014) |
Closed to sales | |
| 10 (2013) |
Closed to sales | |
| 10+ (Before 2012) |
76% | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Endowment | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 100% | 100% | 98% | 97% |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Endowment | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
Closed to sales | |
| 7 (2016) |
Closed to sales | |
| 8 (2015) |
100% | |
| 9 (2014) |
100% | |
| 10 (2013) |
98% | |
| 10+ (Before 2012) |
97% | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Endowment | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 52% |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Endowment | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
Closed to sales | |
| 7 (2016) |
Closed to sales | |
| 8 (2015) |
Closed to sales | |
| 9 (2014) |
Closed to sales | |
| 10 (2013) |
Closed to sales | |
| 10+ (Before 2012) |
52% | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Endowment | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 93% |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Endowment | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
Closed to sales | |
| 7 (2016) |
Closed to sales | |
| 8 (2015) |
Closed to sales | |
| 9 (2014) |
Closed to sales | |
| 10 (2013) |
Closed to sales | |
| 10+ (Before 2012) |
93% | |
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Endowment | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 100% | 100% | 100% | 101% | 102% |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Endowment | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
Closed to sales | |
| 7 (2016) |
100% | |
| 8 (2015) |
100% | |
| 9 (2014) |
100% | |
| 10 (2013) |
101% | |
| 10+ (Before 2012) |
102% | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Endowment | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 100% | 100% | 100% | 100% | |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Endowment | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
Closed to sales | |
| 7 (2016) |
||
| 8 (2015) |
100% | |
| 9 (2014) |
100% | |
| 10 (2013) |
100% | |
| 10+ (Before 2012) |
100% | |
Fulfillment ratios for special dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Endowment | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | |||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Endowment | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
Closed to sales | |
| 7 (2016) |
||
| 8 (2015) |
||
| 9 (2014) |
||
| 10 (2013) |
||
| 10+ (Before 2012) |
||
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Endowment | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 100% | 97% | 95% | 92% | 81% |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Endowment | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
Closed to sales | |
| 7 (2016) |
100% | |
| 8 (2015) |
97% | |
| 9 (2014) |
95% | |
| 10 (2013) |
92% | |
| 10+ (Before 2012) |
81% | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Endowment | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 85% | 85% | 86% | 74% | |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Endowment | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
Closed to sales | |
| 7 (2016) |
||
| 8 (2015) |
85% | |
| 9 (2014) |
85% | |
| 10 (2013) |
86% | |
| 10+ (Before 2012) |
74% | |
Fulfillment ratios for special dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Endowment | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | Closed to sales | |||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Endowment | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
Closed to sales | |
| 6 (2017) |
Closed to sales | |
| 7 (2016) |
||
| 8 (2015) |
||
| 9 (2014) |
||
| 10 (2013) |
||
| 10+ (Before 2012) |
||
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Endowment | Closed to sales | Closed to sales | Closed to sales | 100% | 100% | ||||||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Endowment | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
100% | |
| 5 (2018) |
100% | |
| 6 (2017) |
||
| 7 (2016) |
||
| 8 (2015) |
||
| 9 (2014) |
||
| 10 (2013) |
||
| 10+ (Before 2012) |
||
Fulfillment ratios for annual dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Endowment | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 90% | 90% | Not yet launched | Not yet launched | Not yet launched | Not yet launched | |
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Endowment | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
||
| 6 (2017) |
90% | |
| 7 (2016) |
90% | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Fulfillment ratios for terminal dividends for reporting year 2023
| Product Type |
Policy Year (Policy Effective Year) |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 (2022) |
2 (2021) |
3 (2020) |
4 (2019) |
5 (2018) |
6 (2017) |
7 (2016) |
8 (2015) |
9 (2014) |
10 (2013) |
10+ (Before 2012) |
|
| Participating Endowment | Closed to sales | Closed to sales | Closed to sales | Closed to sales | 90% | Not yet launched | Not yet launched | Not yet launched | Not yet launched | ||
| Product Type |
Policy Year (Policy Effective Year) |
|
|---|---|---|
| Participating Endowment | 1 (2022) |
Closed to sales |
| 2 (2021) |
Closed to sales | |
| 3 (2020) |
Closed to sales | |
| 4 (2019) |
Closed to sales | |
| 5 (2018) |
||
| 6 (2017) |
||
| 7 (2016) |
90% | |
| 8 (2015) |
Not yet launched | |
| 9 (2014) |
Not yet launched | |
| 10 (2013) |
Not yet launched | |
| 10+ (Before 2012) |
Not yet launched | |
Notes:
1. As the fulfillment ratios are calculated on an aggregate level among all relevant participating policies and assumptions relating to premium payment and dividend payment options etc are made, the fulfillment ratios shown in the table may not represent the situation of each individual participating policy.
2. The figures are calculated based on the data as of the relevant reporting year and have been rounded to the nearest percent.
3. The products shown are those which (a) have issued new policies since 2010, and (b) still have policies inforce in the reporting year. To avoid doubt, products that were launched after the reporting year are excluded.
4. Fulfillment ratio would not be applicable (i.e. shown as “N/A”) for some policy years of some products under the following situations,
a. Under the fulfillment ratio for annual dividends,
i. there are no relevant inforce policies in the reporting year; or
ii. up to the corresponding policy years, no annual dividends has been declared;
b. Under the fulfillment ratio for terminal dividends and special dividends,
i. there are no relevant inforce policies in the reporting year;
ii. there are relevant inforce policies but no relevant policies have been terminated or surrendered in the reporting year; or
iii. in the corresponding policy years, no terminal dividends or special dividends has been declared
5. Fulfillment ratios for some products may be available before the product is launched or after the product is closed to sales. This may be due to various policy actions including but not limited to actions that involve change in policy date, for example, policy backdating.
6. The above figures do not reflect any dividend declarations after the reporting year, and the up-to-date dividend of individual inforce policy is reflected and stated in the policy value of the respective anniversary statement.
7. Historical dividends are not an indicator of future declaration of future dividends.