Target Savings

Set your savings target early and pursue your dreams in different stages of life.

Product Overview

iTarget 3 Years Savings Insurance Plan (Online Application)

Pay just 2 years premium for 3 years life protection
Annualized guaranteed rate of return* up to 4.50% after 3 years (calculated based on the case with first year USD premium discount^)
Flexible premium payment mode for easier financial management
Combination of savings and life protection
Application via mobile app and website for one-stop self-service experience

* The annualized guaranteed rate of return is subject to the policy currency and premium payment mode you choose. Please refer to the product leaflet for details.

^ First year USD premium discount is subject to terms & conditions. Please refer to the product leaflet for details.

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BOC Life iGreen Savings Insurance Plan

Annual payout of Guaranteed Cash Coupons
Annualized Guaranteed Rate of Return at policy maturity: 3.00% (USD policy with premium discount^~) / 2.75% (RMB policy)
Life protection and Additional Accidental Death Benefit
Charity Donation Benefit benefiting the community
One-off payment of premium from RMB3,000 / USD375
Easy application via mobile banking

^~ Premium discount is subject to terms & conditions. Please refer to the product leaflet for details.

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3-Year Savings Insurance Plan (application via livi app)

Annualized guaranteed rate of return* up to 4.00% after 3 years (calculated based on the case with first year HKD premium discount^)
Single premium payment
Premium as low as HKD10,000
Combination of savings and life protection
Easy application via livi app

* Annualized Guaranteed Rate of Return is the annual compound interest rate that Total Premiums Paid is cumulated to the guaranteed amount received at policy maturity date. This percentage is rounded to 2 decimal places, and varies by your chosen policy currency. Please refer to the product brochure for details.

^ First year HKD premium discount is subject to terms & conditions. Please refer to the product brochure for details.

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Target 5 Years Plus Insurance Plan

2 years contribution period with 5 years life protection
Guaranteed return at policy maturity
Provide Premium Deposit Account with guaranteed annual interest rate
Easy and convenient application with no medical examination
Additional Protection
- Additional Accidental Death Benefit

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ReachUp Insurance Plan

2 years premium payment with 8 years life protection and 3 years to breakeven
Potential returns to build your wealth
Survivorship Option to protect your beloved
Easy and convenient application with no medical examination
Additional Protection
- Additional Accidental Death Benefit

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Target 3 Years Insurance Plan

Enjoy 3 years life protection coverage by paying premiums for just 2 years
Guaranteed Cash Coupons to build your wealth
Guaranteed return at maturity
Easy and convenient application with no medical examination
Additional Protection
- Additional Accidental Death Benefit

Target Savings Calculator

Estimate your target savings amount in just a few steps.

I want to

My Target Savings Amount (HKD)

HKD

Payment Mode

Payment Period (Year)

[[ term ]] Years

Saving Period (Year)

[[ term ]]10

[[ maturity ]] Years

Assumed Annualized Rate of Return

1%5%

[[ irr ]]%

My Saving Amount required for Each Payment

HKD$[[ numeral( Math.round( (Math.pow((1/(1+irr/100)),maturity)*target)/(((Math.pow((1+R),(T))-1)/((1+R)-1))/Math.pow((1+R),(T-1))) )).format('0,0') ]]

Disclaimer: the above Target Savings Calculator is based on certain assumptions including hypothetical data input by the user. The results generated are for reference only and are not intended as and cannot be a substitute for professional financial advice. BOC Group Life Assurance Company Limited ("BOC Life") shall not be liable for any human or mechanical errors or omissions in or any reliance placed upon the results. BOC Life shall not be liable for the consequences of any decision or action taken upon or made as a result of the information provided by this calculator.

Product Information

Investment-Linked Assurance Scheme

Annuity

Legacy Planning

Wealth Accumulation

Health & Other Protection