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Be target-oriented and turn dreams into reality

Target Savings

Set your savings target early and pursue your dreams in different stages of life.

Know moreTarget Savings Calculator

Product Overview

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Target 5 Years Plus Insurance Plan

  • 2 years contribution period with 5 years life protection
  • Guaranteed return at policy maturity
  • Provide Premium Deposit Account with guaranteed annual interest rate

  • Easy and convenient application with no medical examination
  • Additional Protection
    • Additional Accidental Death Benefit
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iTarget 3 Years Savings Insurance Plan (Online Application)

  • Pay just 2 years premium for 3 years life protection 
  • Annualized guaranteed rate of return* up to 3.48% after 3 years (calculated based on the case with first year premium discount^)
  • Flexible premium payment mode for easier financial management
  • Combination of savings and life protection
  • Application via mobile app and website for one-stop self-service experience

* The annualized guaranteed rate of return is subject to the policy currency and premium payment mode you choose. Please refer to the product leaflet for details.

^ First year premium discount is subject to terms & conditions. Please refer to the product leaflet for details.

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Target 3 Years Insurance Plan

  • Enjoy 3 years life protection coverage by paying premiums for just 2 years
  • Guaranteed Cash Coupons to build your wealth
  • Guaranteed return at maturity
  • Easy and convenient application with no medical examination
  • Additional Protection
    • Additional Accidental Death Benefit
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ReachUp Insurance Plan

  • 2 years premium payment with 8 years life protection and 3 years to breakeven
  • Potential returns to build your wealth
  • Survivorship Option to protect your beloved
  • Easy and convenient application with no medical examination
  • Additional Protection
    • Additional Accidental Death Benefit

Target Savings Calculator

Estimate your target savings amount in just a few steps.

HKD
15
[[ term ]] Years
[[ term ]]10
[[ maturity ]] Years
1%5%
[[ irr ]]%

My Saving Amount required for Each Payment

HKD$[[ numeral( Math.round( (Math.pow((1/(1+irr/100)),maturity)*target)/(((Math.pow((1+R),(T))-1)/((1+R)-1))/Math.pow((1+R),(T-1))) )).format('0,0') ]]
Disclaimer: the above Target Savings Calculator is based on certain assumptions including hypothetical data input by the user. The results generated are for reference only and are not intended as and cannot be a substitute for professional financial advice. BOC Group Life Assurance Company Limited ("BOC Life") shall not be liable for any human or mechanical errors or omissions in or any reliance placed upon the results. BOC Life shall not be liable for the consequences of any decision or action taken upon or made as a result of the information provided by this calculator.