Target Savings

Set your savings target early and pursue your dreams in different stages of life.
Product Overview
iTarget 3 Years Savings Insurance Plan (Online Application)
- Pay just 2 years premium for 3 years life protection
- Annualized guaranteed rate of return* up to 4.50% after 3 years (calculated based on the case with first year USD premium discount^)
- Flexible premium payment mode for easier financial management
- Combination of savings and life protection
- Application via mobile app and website for one-stop self-service experience
* The annualized guaranteed rate of return is subject to the policy currency and premium payment mode you choose. Please refer to the product leaflet for details.
^ First year USD premium discount is subject to terms & conditions. Please refer to the product leaflet for details.
BOC Life iGreen Savings Insurance Plan
- Annual payout of Guaranteed Cash Coupons
- Annualized Guaranteed Rate of Return at policy maturity: 3.00% (USD policy with premium discount~) / 2.75% (RMB policy)
- Life protection and Additional Accidental Death Benefit
- Charity Donation Benefit benefiting the community
- One-off payment of premium from RMB3,000 / USD375
- Easy application via mobile banking
~ Premium discount is subject to terms & conditions. Please refer to the product leaflet for details.
3-Year Savings Insurance Plan (application via livi app)
- Annualized guaranteed rate of return* up to 4.00% after 3 years (calculated based on the case with first year HKD premium discount^)
- Single premium payment
- Premium as low as HKD10,000
- Combination of savings and life protection
- Easy application via livi app
* Annualized Guaranteed Rate of Return is the annual compound interest rate that Total Premiums Paid is cumulated to the guaranteed amount received at policy maturity date. This percentage is rounded to 2 decimal places, and varies by your chosen policy currency. Please refer to the product brochure for details.
^ First year HKD premium discount is subject to terms & conditions. Please refer to the product brochure for details.
Target 5 Years Plus Insurance Plan
- 2 years contribution period with 5 years life protection
- Guaranteed return at policy maturity
Provide Premium Deposit Account with guaranteed annual interest rate
- Easy and convenient application with no medical examination
- Additional Protection
- Additional Accidental Death Benefit
ReachUp Insurance Plan
- 2 years premium payment with 8 years life protection and 3 years to breakeven
- Potential returns to build your wealth
- Survivorship Option to protect your beloved
- Easy and convenient application with no medical examination
- Additional Protection
- Additional Accidental Death Benefit
Target 3 Years Insurance Plan
- Enjoy 3 years life protection coverage by paying premiums for just 2 years
- Guaranteed Cash Coupons to build your wealth
- Guaranteed return at maturity
- Easy and convenient application with no medical examination
- Additional Protection
- Additional Accidental Death Benefit
Target Savings Calculator
Estimate your target savings amount in just a few steps.