IMPORTANT INFORMATION
Unless otherwise specified, all the information under the subpages and pages below are those of the underlying funds corresponding to the investment choices:
- the subpage "Cumulative Performance", "Calendar Year Performance" and "Documents" under the page "Search Results"
- the page "Details of Investment Choice"
- the page "Comparison"
Remarks
Investment involves risks. The unit price/NAV (i.e. Net Asset Value) per unit of each of the investment choices may fluctuate. Past performance should not be taken as an indication of future performance. Each investment choice is subject to market fluctuations and risks inherent in all investments. The notional unit prices of investment choices and the income accrued from investing in such investment choices (if any) may go down as well as up. Investment returns are not guaranteed. The above information is for reference only, if in doubt, please seek professional advice for your own circumstances.
Warning: The return of investment under Blissful Bloom Protection Linked Plan (the “Plan”), subject to the fees and charges of the Plan, may be lower than the return of the underlying funds corresponding to the investment choices. Please note that a positive distribution yield does not imply a positive return. The performance of the underlying fund is for reference only. You should not make any investment decision solely based on information contained herein. You should read the offering documents of the Plan and the corresponding underlying funds for further details including the risk factors. The documents are available from BOC Group Life Assurance Company Limited (“BOC Life”) upon request or downloadable from BOC Life’s website.
@ The investment choice(s) is/are suspended for transaction and valuation, until resumption of transaction and valuation of the corresponding underlying fund(s). The unit price(s) displayed above is/are the unit price(s) of the investment choice(s) as of the latest available valuation date. The latest available valuation date of an investment choice, that is suspended for transaction and valuation, is the last dealing date of the corresponding underlying fund.
** The underlying fund(s) corresponding to the investment choice(s) is/are the derivative fund(s) with net derivative exposure exceeding 50% of the net asset value. You may incur significant losses by investing in such investment choice(s) and are strongly advised to exercise caution in relation to such investment choice(s).
Ω There has been a change in the operations of the underlying fund corresponding to the investment choice, such as a merger, a restructuring, a change of management companies or their delegates, or a change in its investment objectives or policies or comparative index, where such change has a significant impact on the performance of the underlying fund (or its presentation). The performance of underlying fund before such change was achieved under circumstances that no longer apply. Please refer to “Significant change of underlying funds” for the details of the change.
^ The risk level of investment choices is for your reference only and shall not constitute an investment advice, or recommendation with regard to the suitability of your risk tolerance level. The risk level of investment choices is assigned by BOC Life and is based on the internal risk rating methodology. The internal risk rating methodology focuses on various factors, including but not limited to asset class, investment strategy, currency risk, price risk, credit risk, complexity risk and liquidity risk of the underlying fund corresponding to the investment choice. BOC Life classifies the risk level of investment choices into 5 levels (1 = Low Risk, 2 = Low to Medium Risk, 3 = Medium Risk, 4 = Medium to High Risk, 5 = High Risk) in order to assist customers to understand and assess each investment choice's appropriateness in relation to their own risk tolerance level. The more sensitive an investment choice is to the change of market conditions, the more volatile it is and therefore the higher its risk level of investment choices is indicated. Likewise, the less sensitive an investment choice is to the change of market conditions, the less volatile it is and therefore the lower its risk level of investment choice is indicated. While higher risk level of investment choices may be more volatile, the lowest risk level of investment choices does not mean risk-free. The risk level of investment choices will be assessed by BOC Life quarterly, but BOC Life may revise the risk level assigned to the investment choice on a more frequent basis if necessary, and therefore the risk level assigned is subject to change without prior notice.
β Under “Cash Dividend Distribution Record”, “N/A” will be displayed for investment choices that are not Investment Choice (Cash Distribution). Investment Choice (Cash Distribution) may distribute regular cash dividends through the Plan, please refer to the investment choice brochure of the Plan for more information.
α By selecting the filter “Cumulative Performance of Underlying Fund (Time Frame)” alone, search results under “Overview”, “Cumulative Performance”, “Calendar Year Performance”, and “Documents” will not be filtered unless the next filter “Cumulative Performance of Underlying Fund (%)” is also selected.
Performance figures of underlying funds are calculated by Morningstar on a NAV to NAV basis, in unit price currency of the underlying funds, with dividend reinvested into the underlying fund immediately upon payout. If investment returns are denominated in underlying fund currency that are not US$ or HK$ currency, US/HK dollar-based investors are exposed to exchange rate fluctuations.
# For underlying fund(s) with less than 6 calendar months’ history, “N/A” will be displayed for its/their cumulative performance and calendar year performance.
For an underlying fund with more than 6 calendar months’ history but with less than 5 calendar years’ history, “-” will be displayed for any calendar year performance on or before the inception year. For an underlying fund with a history that is longer than 6 calendar months but shorter than the specified period of the column heading, “-” will be displayed for its cumulative performance under the specified period.
In relation to Morningstar RatingTM+, if an underlying fund has less than 3 years’ history or if Morningstar is not able to find a comparable peer group to the underlying fund, no Morningstar RatingTM+ will be assigned to the underlying fund and "-" will be displayed for Morningstar RatingTM+.
+ Please refer to Glossary for meaning of the terms related to underlying fund’s information.
The investment choice comparison tool available in this website provides reference information based on the investment choice that you selected. Any comparison made should be on “like-with-like” basis, e.g. comparing investment choices within the same asset class.
Source of investment choice’s information: Name, code, asset class, risk level, currency, unit price, valuation date and cash dividend distribution record are provided by BOC Life.
Source of underlying fund’s information and documents: Morningstar Rating, cumulative performance, calendar year performance, currency, unit price, valuation date, inception date, fund size, ISIN code, investment objective, asset allocation, world regions, top 10 holdings, factsheets, prospectus, key facts statement, annual report, and semi-annual report are provided by Morningstar Asia Limited.
Disclaimer from Morningstar: © 2025 Morningstar Asia Limited (“Morningstar”). All Rights Reserved. The tools, information and data (“Information”) contained herein (1) include the confidential and proprietary information; (2) may not be copied or redistributed; (3) do not constitute investment advice; (4) are provided solely for informational purposes; and (5) are drawn from fund data published on various dates. Please don’t make any investment decision except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments can go up or down.
The underlying fund’s information and documents on this webpage are compiled by BOC Life based on information sourced from third parties. BOC Life has reasonable belief that such information is accurate, complete and up-to-date.
This website is issued by BOC Group Life Assurance Company Limited.
Remarks
Investment involves risks. The unit price/NAV (i.e. Net Asset Value) per unit of each of the investment choices may fluctuate. Past performance should not be taken as an indication of future performance. Each investment choice is subject to market fluctuations and risks inherent in all investments. The notional unit prices of investment choices and the income accrued from investing in such investment choices (if any) may go down as well as up. Investment returns are not guaranteed. The above information is for reference only, if in doubt, please seek professional advice for your own circumstances.
Warning: The return of investment under Tactics Investment Insurance Plan (the “Plan”), subject to the fees and charges of the Plan, may be lower than the return of the underlying funds corresponding to the investment choices. The performance of the underlying fund is for reference only. You should not make any investment decision solely based on information contained herein. You should read the offering documents of the Plan and the corresponding underlying funds for further details including the risk factors. The documents are available from BOC Group Life Assurance Company Limited (“BOC Life”) upon request or downloadable from BOC Life's website.
Please note that the Plan is no longer marketed to the public in Hong Kong. For details of the Plan, existing policyholders should refer to the offering documents of the Plan and the notices issued by BOC Life from time to time which are available through BOC Life upon request and free of charge.
** The underlying fund(s) corresponding to the investment choice(s) is/are the derivative fund(s) with net derivative exposure exceeding 50% of the net asset value. You may incur significant losses by investing in such investment choice(s) and are strongly advised to exercise caution in relation to such investment choice(s).
δ An “Internal Fund” means an investment choice available under an ILAS authorized by the Securities and Futures Commission (“SFC”) which is not solely linked to a fund authorized by the SFC pursuant to the Code on Unit Trusts and Mutual Funds (“UT Code”). It is internally managed by BOC Life on a discretionary basis and is not authorized by the SFC pursuant to the UT Code. For details of these investment choices, please refer to the factsheets. Please feel free to contact BOC Life if you have any questions or want to obtain further information regarding these investment choices.
^ The risk level of investment choices is for your reference only and shall not constitute an investment advice, or recommendation with regard to the suitability of your risk tolerance level. The risk level of investment choices is assigned by BOC Life and is based on the internal risk rating methodology. The internal risk rating methodology focuses on various factors, including but not limited to asset class, investment strategy, currency risk, price risk, credit risk, complexity risk and liquidity risk of the underlying fund corresponding to the investment choice. BOC Life classifies the risk level of investment choices into 5 levels (1 = Low Risk, 2 = Low to Medium Risk, 3 = Medium Risk, 4 = Medium to High Risk, 5 = High Risk) in order to assist customers to understand and assess each investment choice's appropriateness in relation to their own risk tolerance level. The more sensitive an investment choice is to the change of market conditions, the more volatile it is and therefore the higher its risk level of investment choices is indicated. Likewise, the less sensitive an investment choice is to the change of market conditions, the less volatile it is and therefore the lower its risk level of investment choice is indicated. While higher risk level of investment choices may be more volatile, the lowest risk level of investment choices does not mean risk-free. The risk level of investment choices will be assessed by BOC Life quarterly, but BOC Life may revise the risk level assigned to the investment choice on a more frequent basis if necessary, and therefore the risk level assigned is subject to change without prior notice.
β Under “Cash Dividend Distribution Record”, “N/A” will be displayed for investment choices that are not Investment Choice (Cash Distribution). Investment Choice (Cash Distribution) may distribute regular cash dividends through the Plan, please refer to the investment choice brochure of the Plan for more information.
α By selecting the filter “Cumulative Performance of Underlying Fund (Time Frame)” alone, search results under “Overview”, “Cumulative Performance”, “Calendar Year Performance”, and “Documents” will not be filtered unless the next filter “Cumulative Performance of Underlying Fund (%)” is also selected.
Performance figures of underlying funds are calculated by Morningstar on a NAV to NAV basis, in unit price currency of the underlying funds, with dividend reinvested into the underlying fund immediately upon payout. If investment returns are denominated in underlying fund currency that are not US$ or HK$ currency, US/HK dollar-based investors are exposed to exchange rate fluctuations.
For an underlying fund with more than 6 calendar months’ history but with less than 5 calendar years’ history, “-” will be displayed for any calendar year performance on or before the inception year. For an underlying fund with a history that is longer than 6 calendar months but shorter than the specified period of the column heading, “-” will be displayed for its cumulative performance under the specified period.
In relation to Morningstar RatingTM+, if an underlying fund has less than 3 years’ history or if Morningstar is not able to find a comparable peer group to the underlying fund, no Morningstar RatingTM+ will be assigned to the underlying fund and "-" will be displayed for Morningstar RatingTM+.
+ Please refer to “Glossary” for meaning of the terms related to underlying fund’s information.
The investment choice comparison tool available in this website provides reference information based on the investment choice that you selected. Any comparison made should be on “like-with-like” basis, e.g. comparing investment choices within the same asset class.
Source of investment choice’s information: Name, code, asset class, risk level, currency, unit price, valuation date, cash dividend distribution record, and factsheets of internal funds are provided by BOC Life.
Source of underlying fund’s information and documents: Morningstar RatingTM+, cumulative performance, calendar year performance, currency, unit price, valuation date, inception date, fund size, ISIN code, investment objective, asset allocation+, world regions+, top 10 holdings+, factsheets, prospectus, key facts statement, annual report, and semi-annual report are provided by Morningstar Asia Limited.
Disclaimer from Morningstar: © 2025 Morningstar Asia Limited (“Morningstar”). All Rights Reserved. The tools, information and data (“Information”) contained herein (1) include the confidential and proprietary information; (2) may not be copied or redistributed; (3) do not constitute investment advice; (4) are provided solely for informational purposes; and (5) are drawn from fund data published on various dates. Please don’t make any investment decision except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments can go up or down.
The underlying fund’s information and documents on this webpage are compiled by BOC Life based on information sourced from third parties. BOC Life has reasonable belief that such information is accurate, complete and up-to-date.
This website is issued by BOC Group Life Assurance Company Limited.
Remarks
Investment involves risks. The unit price/NAV (i.e. Net Asset Value) per unit of each of the investment choices may fluctuate. Past performance should not be taken as an indication of future performance. Each investment choice is subject to market fluctuations and risks inherent in all investments. The notional unit prices of investment choices and the income accrued from investing in such investment choices (if any) may go down as well as up. Investment returns are not guaranteed. The above information is for reference only, if in doubt, please seek professional advice for your own circumstances.
Warning: The return of investment under Harvest Joy Protection Plan (the “Plan”), subject to the fees and charges of the Plan, may be lower than the return of the underlying funds corresponding to the investment choices. The performance of the underlying fund is for reference only. You should not make any investment decision solely based on information contained herein. You should read the offering documents of the Plan and the corresponding underlying funds for further details including the risk factors. The documents are available from BOC Group Life Assurance Company Limited (“BOC Life”) upon request or downloadable from BOC Life’s website.
Please note that the Plan is no longer marketed to the public in Hong Kong. For details of the Plan, existing policyholders should refer to the offering documents of the Plan, and the notices issued by BOC Life from time to time which are available through BOC Life upon request and free of charge.
The investment choice - "BNP PARIBAS FUNDS EUROPE EMERGING EQUITY" has been terminated with effect from July 3, 2023, due to the liquidation of the underlying fund. The liquidation of the underlying fund is in progress. Please refer to the notice(s) issued by BOC Life from time to time for the status of the liquidation of underlying fund and the distribution of redemption proceeds.
** The underlying fund(s) corresponding to the investment choice(s) is/are the derivative fund(s) with net derivative exposure exceeding 50% of the net asset value. You may incur significant losses by investing in such investment choice(s) and are strongly advised to exercise caution in relation to such investment choice(s).
Ω There has been a change in the operations of the underlying fund corresponding to the investment choice, such as a merger, a restructuring, a change of management companies or their delegates, or a change in its investment objectives or policies or comparative index, where such change has a significant impact on the performance of the underlying fund (or its presentation). The performance of underlying fund before such change was achieved under circumstances that no longer apply. Please refer to “Significant change of underlying funds” for the details of the change.
δ An “Internal Fund” means an investment choice available under an ILAS authorized by the Securities and Futures Commission (“SFC”) which is not solely linked to a fund authorized by the SFC pursuant to the Code on Unit Trusts and Mutual Funds (“UT Code”). It is internally managed by BOC Life on a discretionary basis and is not authorized by the SFC pursuant to the UT Code. For details of these investment choices, please refer to the factsheets. Please feel free to contact BOC Life if you have any questions or want to obtain further information regarding these investment choices.
^ The risk level of investment choices is for your reference only and shall not constitute an investment advice, or recommendation with regard to the suitability of your risk tolerance level. The risk level of investment choices is assigned by BOC Life and is based on the internal risk rating methodology. The internal risk rating methodology focuses on various factors, including but not limited to asset class, investment strategy, currency risk, price risk, credit risk, complexity risk and liquidity risk of the underlying fund corresponding to the investment choice. BOC Life classifies the risk level of investment choices into 5 levels (1 = Low Risk, 2 = Low to Medium Risk, 3 = Medium Risk, 4 = Medium to High Risk, 5 = High Risk) in order to assist customers to understand and assess each investment choice's appropriateness in relation to their own risk tolerance level. The more sensitive an investment choice is to the change of market conditions, the more volatile it is and therefore the higher its risk level of investment choices is indicated. Likewise, the less sensitive an investment choice is to the change of market conditions, the less volatile it is and therefore the lower its risk level of investment choice is indicated. While higher risk level of investment choices may be more volatile, the lowest risk level of investment choices does not mean risk-free. The risk level of investment choices will be assessed by BOC Life quarterly, but BOC Life may revise the risk level assigned to the investment choice on a more frequent basis if necessary, and therefore the risk level assigned is subject to change without prior notice.
β Under “Cash Dividend Distribution Record”, “N/A” will be displayed for investment choices that are not Investment Choice (Cash Distribution). Investment Choice (Cash Distribution) may distribute regular cash dividends through the Plan, please refer to the investment choice brochure of the Plan for more information.
α By selecting the filter “Cumulative Performance of Underlying Fund (Time Frame)” alone, search results under “Overview”, “Cumulative Performance”, “Calendar Year Performance”, and “Documents” will not be filtered unless the next filter “Cumulative Performance of Underlying Fund (%)” is also selected.
Performance figures of underlying funds are calculated by Morningstar on a NAV to NAV basis, in unit price currency of the underlying funds, with dividend reinvested into the underlying fund immediately upon payout. If investment returns are denominated in underlying fund currency that are not US$ or HK$ currency, US/HK dollar-based investors are exposed to exchange rate fluctuations.
For an underlying fund with more than 6 calendar months’ history but with less than 5 calendar years’ history, “-” will be displayed for any calendar year performance on or before the inception year. For an underlying fund with a history that is longer than 6 calendar months but shorter than the specified period of the column heading, “-” will be displayed for its cumulative performance under the specified period.
In relation to Morningstar RatingTM+, if an underlying fund has less than 3 years’ history or if Morningstar is not able to find a comparable peer group to the underlying fund, no Morningstar RatingTM+ will be assigned to the underlying fund and "-" will be displayed for Morningstar RatingTM+.
+ Please refer to “Glossary” for meaning of the terms related to underlying fund’s information.
The investment choice comparison tool available in this website provides reference information based on the investment choice that you selected. Any comparison made should be on “like-with-like” basis, e.g. comparing investment choices within the same asset class.
Source of investment choice’s information: Name, code, asset class, risk level, currency, unit price, valuation date, cash dividend distribution record, and factsheets of internal funds are provided by BOC Life.
Source of underlying fund’s information and documents: Morningstar RatingTM+, cumulative performance, calendar year performance, currency, unit price, valuation date, inception date, fund size, ISIN code, investment objective, asset allocation+, world regions+, top 10 holdings+, factsheets, prospectus, key facts statement, annual report, and semi-annual report are provided by Morningstar Asia Limited.
Disclaimer from Morningstar: © 2025 Morningstar Asia Limited (“Morningstar”). All Rights Reserved. The tools, information and data (“Information”) contained herein (1) include the confidential and proprietary information; (2) may not be copied or redistributed; (3) do not constitute investment advice; (4) are provided solely for informational purposes; and (5) are drawn from fund data published on various dates. Please don’t make any investment decision except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments can go up or down.
The underlying fund’s information and documents on this webpage are compiled by BOC Life based on information sourced from third parties. BOC Life has reasonable belief that such information is accurate, complete and up-to-date.
This website is issued by BOC Group Life Assurance Company Limited.
Remarks
Investment involves risks. The unit price/NAV (i.e. Net Asset Value) per unit of each of the investment choices may fluctuate. Past performance should not be taken as an indication of future performance. Each investment choice is subject to market fluctuations and risks inherent in all investments. The notional unit prices of investment choices and the income accrued from investing in such investment choices (if any) may go down as well as up. Investment returns are not guaranteed. The above information is for reference only, if in doubt, please seek professional advice for your own circumstances.
Warning: The return of investment under Blissful Bloom Protection Linked Plan (the “Plan”), subject to the fees and charges of the Plan, may be lower than the return of the underlying funds corresponding to the investment choices. Please note that a positive distribution yield does not imply a positive return. The performance of the underlying fund is for reference only. You should not make any investment decision solely based on information contained herein. You should read the offering documents of the Plan and the corresponding underlying funds for further details including the risk factors. The documents are available from BOC Group Life Assurance Company Limited (“BOC Life”) upon request or downloadable from BOC Life’s website.
Ω There has been a change in the operations of the underlying fund corresponding to the investment choice, such as a merger, a restructuring, a change of management companies or their delegates, or a change in its investment objectives or policies or comparative index, where such change has a significant impact on the performance of the underlying fund (or its presentation). The performance of underlying fund before such change was achieved under circumstances that no longer apply. Please refer to “Significant change of underlying funds” for the details of the change.
^ The risk level of investment choices is for your reference only and shall not constitute an investment advice, or recommendation with regard to the suitability of your risk tolerance level. The risk level of investment choices is assigned by BOC Life and is based on the internal risk rating methodology. The internal risk rating methodology focuses on various factors, including but not limited to asset class, investment strategy, currency risk, price risk, credit risk, complexity risk and liquidity risk of the underlying fund corresponding to the investment choice. BOC Life classifies the risk level of investment choices into 5 levels (1 = Low Risk, 2 = Low to Medium Risk, 3 = Medium Risk, 4 = Medium to High Risk, 5 = High Risk) in order to assist customers to understand and assess each investment choice's appropriateness in relation to their own risk tolerance level. The more sensitive an investment choice is to the change of market conditions, the more volatile it is and therefore the higher its risk level of investment choices is indicated. Likewise, the less sensitive an investment choice is to the change of market conditions, the less volatile it is and therefore the lower its risk level of investment choice is indicated. While higher risk level of investment choices may be more volatile, the lowest risk level of investment choices does not mean risk-free. The risk level of investment choices will be assessed by BOC Life quarterly, but BOC Life may revise the risk level assigned to the investment choice on a more frequent basis if necessary, and therefore the risk level assigned is subject to change without prior notice.
β Under “Cash Dividend Distribution Record”, “N/A” will be displayed for investment choices that are not Investment Choice (Cash Distribution). Investment Choice (Cash Distribution) may distribute regular cash dividends through the Plan, please refer to the investment choice brochure of the Plan for more information.
α By selecting the filter “Cumulative Performance of Underlying Fund (Time Frame)” alone, search results under “Overview”, “Cumulative Performance”, “Calendar Year Performance”, and “Documents” will not be filtered unless the next filter “Cumulative Performance of Underlying Fund (%)” is also selected.
Performance figures of underlying funds are calculated by Morningstar on a NAV to NAV basis, in unit price currency of the underlying funds, with dividend reinvested into the underlying fund immediately upon payout. If investment returns are denominated in underlying fund currency that are not US$ or HK$ currency, US/HK dollar-based investors are exposed to exchange rate fluctuations.
For an underlying fund with more than 6 calendar months’ history but with less than 5 calendar years’ history, “-” will be displayed for any calendar year performance on or before the inception year. For an underlying fund with a history that is longer than 6 calendar months but shorter than the specified period of the column heading, “-” will be displayed for its cumulative performance under the specified period.
In relation to Morningstar RatingTM+, if an underlying fund has less than 3 years’ history or if Morningstar is not able to find a comparable peer group to the underlying fund, no Morningstar RatingTM+ will be assigned to the underlying fund and "-" will be displayed for Morningstar RatingTM+.
+ Please refer to "Glossary" for meaning of the terms related to underlying fund’s information.
The investment choice comparison tool available in this website provides reference information based on the investment choice that you selected. Any comparison made should be on “like-with-like” basis, e.g. comparing investment choices within the same asset class.
Source of investment choice’s information: Name, code, asset class, risk level, currency, unit price, valuation date and cash dividend distribution record are provided by BOC Life.
Source of underlying fund’s information and documents: Morningstar RatingTM+, cumulative performance, calendar year performance, currency, unit price, valuation date, inception date, fund size, ISIN code, investment objective, asset allocation+, world regions+, top 10 holdings+, factsheets, prospectus, key facts statement, annual report, and semi-annual report are provided by Morningstar Asia Limited.
Disclaimer from Morningstar: © 2025 Morningstar Asia Limited (“Morningstar”). All Rights Reserved. The tools, information and data (“Information”) contained herein (1) include the confidential and proprietary information; (2) may not be copied or redistributed; (3) do not constitute investment advice; (4) are provided solely for informational purposes; and (5) are drawn from fund data published on various dates. Please don’t make any investment decision except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments can go up or down.
The underlying fund’s information and documents on this webpage are compiled by BOC Life based on information sourced from third parties. BOC Life has reasonable belief that such information is accurate, complete and up-to-date.
This website is issued by BOC Group Life Assurance Company Limited.
Remarks
Investment involves risks. The unit price/NAV (i.e. Net Asset Value) per unit of each of the investment choices may fluctuate. Past performance should not be taken as an indication of future performance. Each investment choice is subject to market fluctuations and risks inherent in all investments. The notional unit prices of investment choices and the income accrued from investing in such investment choices (if any) may go down as well as up. Investment returns are not guaranteed. The above information is for reference only, if in doubt, please seek professional advice for your own circumstances.
Warning: The return of investment under Wisdom Investment Linked Insurance Plan (the “Plan”), subject to the fees and charges of the Plan, may be lower than the return of the underlying funds corresponding to the investment choices. The performance of the underlying fund is for reference only. You should not make any investment decision solely based on information contained herein. You should read the offering documents of the Plan and the corresponding underlying funds for further details including the risk factors. The documents are available from BOC Group Life Assurance Company Limited (“BOC Life”) upon request or downloadable from BOC Life‘s website.
Please note that the Plan is no longer marketed to the public in Hong Kong. For details of the Plan, existing policyholders should refer to the offering documents of the Plan and the notices issued by BOC Life from time to time which are available through BOC Life upon request and free of charge.
The investment choice - "BNP PARIBAS FUNDS EUROPE EMERGING EQUITY" has been terminated with effect from July 3, 2023, due to the liquidation of the underlying fund. The liquidation of the underlying fund is in progress. Please refer to the notice(s) issued by BOC Life from time to time for the status of the liquidation of underlying fund and the distribution of redemption proceeds.
** The underlying fund(s) corresponding to the investment choice(s) is/are the derivative fund(s) with net derivative exposure exceeding 50% of the net asset value. You may incur significant losses by investing in such investment choice(s) and are strongly advised to exercise caution in relation to such investment choice(s).
Ω There has been a change in the operations of the underlying fund corresponding to the investment choice, such as a merger, a restructuring, a change of management companies or their delegates, or a change in its investment objectives or policies or comparative index, where such change has a significant impact on the performance of the underlying fund (or its presentation). The performance of underlying fund before such change was achieved under circumstances that no longer apply. Please refer to “Significant change of underlying funds” for the details of the change.
δ An “Internal Fund” means an investment choice available under an ILAS authorized by the Securities and Futures Commission (“SFC”) which is not solely linked to a fund authorized by the SFC pursuant to the Code on Unit Trusts and Mutual Funds (“UT Code”). It is internally managed by BOC Life on a discretionary basis and is not authorized by the SFC pursuant to the UT Code. For details of these investment choices, please refer to the factsheets. Please feel free to contact BOC Life if you have any questions or want to obtain further information regarding these investment choices.
^ The risk level of investment choices is for your reference only and shall not constitute an investment advice, or recommendation with regard to the suitability of your risk tolerance level. The risk level of investment choices is assigned by BOC Life and is based on the internal risk rating methodology. The internal risk rating methodology focuses on various factors, including but not limited to asset class, investment strategy, currency risk, price risk, credit risk, complexity risk and liquidity risk of the underlying fund corresponding to the investment choice. BOC Life classifies the risk level of investment choices into 5 levels (1 = Low Risk, 2 = Low to Medium Risk, 3 = Medium Risk, 4 = Medium to High Risk, 5 = High Risk) in order to assist customers to understand and assess each investment choice's appropriateness in relation to their own risk tolerance level. The more sensitive an investment choice is to the change of market conditions, the more volatile it is and therefore the higher its risk level of investment choices is indicated. Likewise, the less sensitive an investment choice is to the change of market conditions, the less volatile it is and therefore the lower its risk level of investment choice is indicated. While higher risk level of investment choices may be more volatile, the lowest risk level of investment choices does not mean risk-free. The risk level of investment choices will be assessed by BOC Life quarterly, but BOC Life may revise the risk level assigned to the investment choice on a more frequent basis if necessary, and therefore the risk level assigned is subject to change without prior notice.
β Under “Cash Dividend Distribution Record”, “N/A” will be displayed for Investment Choices that are not Investment Choice (Cash Distribution). Investment Choice (Cash Distribution) may distribute regular cash dividends through the ILAS policy, please refer to the Investment Choice Brochure of the ILAS policy for more information.
α By selecting the filter “Cumulative Performance of Underlying Fund (Time Frame)” alone, search results under “Overview”, “Cumulative Performance”, Calendar Year Performance”, and “Documents” will not be filtered unless the next filter “Cumulative Performance of Underlying Fund (%)” is also selected.
Performance figures of underlying funds are calculated by Morningstar on a NAV to NAV basis, in unit price currency of the underlying funds, with dividend reinvested into the underlying fund immediately upon payout. If investment returns are denominated in underlying fund currency that are not US$ or HK$ currency, US/HK dollar-based investors are exposed to exchange rate fluctuations.
For an underlying fund with more than 6 calendar months’ history but with less than 5 calendar years’ history, “-” will be displayed for any calendar year performance on or before the inception year. For an underlying fund with a history that is longer than 6 calendar months but shorter than the specified period of the column heading, “-” will be displayed for its cumulative performance under the specified period.
In relation to Morningstar RatingTM+, if an underlying fund has less than 3 years’ history or if Morningstar is not able to find a comparable peer group to the underlying fund, no Morningstar RatingTM+ will be assigned to the underlying fund and "-" will be displayed for Morningstar RatingTM+.
+ Please refer to “Glossary” for meaning of the terms related to underlying fund’s information.
The investment choice comparison tool available in this website provides reference information based on the investment choice that you selected. Any comparison made should be on “like-with-like” basis, e.g. comparing investment choices within the same asset class.
Source of investment choice’s information: Name, code, asset class, risk level, currency, unit price, valuation date, cash dividend distribution record, and factsheets of internal funds are provided by BOC Life.
Source of underlying fund’s information and documents: Morningstar RatingTM+, cumulative performance, calendar year performance, currency, unit price, valuation date, inception date, fund size, ISIN code, investment objective, asset allocation+, world regions+, top 10 holdings+, factsheets, prospectus, key facts statement, annual report, and semi-annual report are provided by Morningstar Asia Limited.
Disclaimer from Morningstar: © 2025 Morningstar Asia Limited (“Morningstar”). All Rights Reserved. The tools, information and data (“Information”) contained herein (1) include the confidential and proprietary information; (2) may not be copied or redistributed; (3) do not constitute investment advice; (4) are provided solely for informational purposes; and (5) are drawn from fund data published on various dates. Please don’t make any investment decision except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments can go up or down.
The underlying fund’s information and documents on this webpage are compiled by BOC Life based on information sourced from third parties. BOC Life has reasonable belief that such information is accurate, complete and up-to-date.
This website is issued by BOC Group Life Assurance Company Limited.