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Refundable Hospital Cash Plan

Life protection

10 years' coverage with guaranteed refund of 101% of Total Premiums Paid1 upon policy maturity, even if claims have been made

Life protection

Choice of 3 Daily Hospital Cash Benefit levels

Flexible premium payment

Daily premium from HKD172 only

Life protection

Daily-Hospital Cash Benefit coverage of up to 1,000 days3 for each Disability

Guaranteed rate of return

24-hour Worldwide Emergency Assistance Services4


No medical examination

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1 Total premiums paid amount will be calculated based on premiums paid after premium discount (if any).

The specified daily premium amount is calculated by assuming that the Insured's age is between 18 and 25 when enrolling in a policy under Plan 1 with monthly payment. 

For Hospital Confinement outside Hong Kong, the Daily Hospital Cash Benefit coverage per Disability is subject to a maxium of 30 days of Hospital Confinement only.

4 The relevant services are provided by Inter Partner Assistance Hong Kong Limited in accordance with the "Conditiions for Services" pursuant to "Life Insurance Supplementary Emergency Assistance Services and Benefits". These services are not guaranteed for renewal and BOC Life reserves the right to cancel such services or amend the relevant conditions at its sole discretion.


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Important Notice:

You have an option to purchase the Plan as a standalone hospital cash insurance plan instead of bundling with other type(s) of insurance product.

The product information does not contain the full terms of the policy and the full terms can be found in the policy documents.

The above material is for reference only and must be read in conjunction with the product brochure / coverage details and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of BOC Life outside Hong Kong. The above Plan and the supplementary riders (if any) are subject to the formal policy documents and provisions issued by BOC Life. Please refer to the policy documents and provisions issued by BOC Life for details (including but not limited to insured items and coverage, detailed terms, key risks, conditions, exclusions, policy costs and fees) of the Plan and the supplementary riders (if any).