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Forever Wellbeing Whole Life Plan


Lifelong wealth growth with potential returns

payment period

Projected total rate of return up to 4.80%1 per annum


Focused protection on 5 types of Critical Illness and Condition 


Wealth and protection transferrable


Simplified underwriting with no medical examination


Multiple premium payment period options and premiums remain unchanged
















 Latest Promotion Offers

Optional Protection

Supplementary Riders

1 Projected total rate of return includes Guaranteed Cash Value, the projected accumulated Annual Dividend (if any) and its interest (if any), and the projected Terminal Dividend (if any). The projected dividends are based on BOC Life’s dividend scales determined under current assumed investment return and are not guaranteed. The actual return may be higher or lower than the amount quoted in the example. The above projected total rate of return is not guaranteed and is for reference and illustration purposes only. This example is based on the return on the 30th Policy Anniversary and it assumes that (i) the Insured is a male non-smoker, and the policy is issued at his age 35; (ii) the policy currency is USD; (iii) premiums are payable annually over 5 years; (iv) all premiums have been paid in full during the premium payment term and (v) no withdrawal of cash value or Annual Dividend (if any) has been made, and no policy loan has been applied during the policy term.


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Bank of China (Hong Kong) Limited

Financial Consultants

Important Notice:

You have an option to purchase the Plan as a standalone life insurance plan with critical illness coverage, instead of bundling with other type(s) of insurance product.

The product information does not contain the full terms of the policy and the full terms can be found in the policy documents.

The above material is for reference only and must be read in conjunction with the product brochure / coverage details and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of BOC Life outside Hong Kong. The above Plan and the supplementary riders (if any) are subject to the formal policy documents and provisions issued by BOC Life. Please refer to the policy documents and provisions issued by BOC Life for details (including but not limited to insured items and coverage, detailed terms, key risks, conditions, exclusions, policy costs and fees) of the Plan and the supplementary riders (if any).