Annuity Income | BOC Life

IncomeJoy Lifelong Insurance Plan

Income payable monthly for whole life to satisfy your financial needs^1,2
Guaranteed Cash Value continues to rise while you receive your Monthly Income (Monthly Dividend)^1,2 (non-guaranteed)
Change of Insured Option³
Survivorship Option⁴

BOC Life Deferred Annuity (Lifetime)

Issue Age Range: Age 18-70
Qualifying Deferred Annuity Policy
Lifelong Guaranteed Monthly Annuity Income payable to enjoy care-free retirement
Various premium payment terms and multiple options of policy currency

BOC Life Deferred Annuity (Fixed Term)

Qualifying Deferred Annuity Policy
Enjoy 10 years Guaranteed Monthly Annuity Income upon 5 years premium payment
15 years, 20 years, 25 years and 30 years policy term options to meet your needs
Multiple options of policy currency catering to your financial needs

BOC Life Deferred Annuity (Fixed Term) (Apply via mobile banking)

Monthly payout guaranteed annuity income¹
5 years’ premium payment² for 100% guaranteed annuity income every month in 10 years
Annualized Guaranteed Internal Rate of Return upon policy maturity: Guaranteed 1.73% to 3.30%³
Monthly premium from HK$3,500 only

SmartRetire Annuity Insurance Plan

Guaranteed Monthly Income payable starting from Insured’s age of 65 for carefree retirement
Potential returns for wealth accumulation
Premium Special Arrangement for flexible financial arrangement
Retirement Fund Payout Option to meet your changing retirement needs

Smart Immediate Annuity Plan

Immediate enjoyment of Guaranteed Monthly Income upon single-pay premium for carefree retirement
Lifetime payment of Guaranteed Monthly Income at your choice as lifetime income
Guaranteed Monthly Bonus and potential returns for your wealth accumulation
Lifestage Bonus to accompany different experiences of your life journey

IncomeShine Whole Life Coupon Plan (Simplified Version)

Guaranteed Cash Coupons payable until the Insured's age of 100 to achieve various financial goals with ease
Multiple premium payment period options catering to your financial needs
Potential returns for your wealth accumulation
Life protection to protect your beloved