Health & Other Protection

• 10 years’ protection plus guaranteed refund of 101% of Total Premiums Paid¹ upon policy maturity, even if claims have been made
• Choice of 3 Daily Hospital Cash Benefit levels
• Daily Hospital Cash Benefit coverage of up to 1,000 days for each Disability
• 24-hour Worldwide Emergency Assistance Services
• Daily premium from HKD17² only
• Apply via mobile³ with no medical examination, as fast as 3 minutes to complete
• Online claims submission available

1 Total premiums paid amount will be calculated based on premiums paid after premium discount (if any).

2 The premium amount is calculated by assuming that the Insured’s age is between 18 and 25 when enrolling in a policy under Plan 1 with monthly payment.

3 The Plan is only available to the holders of BOCHK Mobile Banking account. Applicants must be aged between 18 and 55 and be holders of Hong Kong Permanent Identity Card.

• Certified VHIS-compliant plan allowing you to enjoy tax concession
• Guarantee renewal up to age 100 for a carefree life
• No Lifetime Benefit Limit
• Covers Pre-existing Conditions unknown at time of application and congenital disease
• Covers Pre-and Post-confinement/ Day Case Procedure outpatient care
• Covers Prescribed Non-surgical Cancer Treatment
• No Claim Discount
• eClaims services at your fingertips

Plan certification number: S00022-01-000-01
VHIS Provider Registration Number: 00022 
Registration Effective Date: 6 March 2019

• Combination of protection plans at your choice: you can choose life protection solely or include additional critical illness coverage
• Premium refund option, up to maximum 100% guaranteed premium refund
• Guaranteed premium unchanged for 10 years
• One-stop self-service online application and claim experience at your fingertips

• Covers Cancer, Stroke and Heart Attack

• Provides Death Benefit at the same time to protect your beloved

• Guaranteed level premium for every five years

• Guaranteed renewable up to age 80

• Premium as low as HKD14* per month

• Easy and convenient online application

* The specified monthly premium is applicable to the case of male who is aged 18, non-smoker and Hong Kong resident with HKD200,000 sum insured

• Comprehensive critical illness protection covering more than 100 types of illnesses including Major Illnesses, Minor Illnesses and Juvenile Illnesses

• Up to four extra claim payments in aggregate for Cancer, Stroke and Heart Attack

• Life protection to protect your beloved

• Up to 50% extra protection for the first 10 years

• Terminal dividend (non-guaranteed) to build your wealth

• Three premium payment period options as short as 10 years

• Comprehensive critical illness protection covering more than 100 types of illnesses including Major Illnesses, Minor Illnesses and Juvenile Illnesses

• Attach with BestCare CI Multiple Claims Rider for up to five extra claims on Major Illness Benefit

• Three premium payment period options as short as 10 years

• Life protection to protect your beloved

• Annual Dividend and Terminal Dividend (both non-guaranteed) to build your wealth

• Enjoy life protection with relatively high sum insured by paying affordable premium
• Guaranteed renewal up to the Insured's age 75
• Convertible to the whole life insurance as defined by the Company without medical examination

Optional Protection

• Supplementary Riders

• Death benefit up to HKD2 million with affordable premium
• Convertible to whole life insurance plan as defined by BOC Life without medical examination
• Guaranteed renewal up to the Insured’s age of 75
• Easy and convenient via online application

• Comprehensive accident protection
• Free protection upgrade due to injury caused by sports accidents
• No Claim Discount
• Easy and convenient application with no medical examination
• Additional Benefit
  • 24-Hour Worldwide Emergency Assistance Services

• Mortgage life protection for secure planning
• Joint owners being the Insured together may enjoy 10% discount upon successful application
• Continuous protection for early redemption of mortgage
• Optional Protection
  • Supplementary Riders

• Whole life insurance plan designed to be attached with supplementary riders
• Flexible Premium Payment mode
• Guaranteed renewal, covering till the termination of all relevant supplementary riders