MaxiWealth
| Policy Application Date | Policy Currency | Minimum Crediting Interest Rate (p.a.) | Declared Crediting Interest Rate Applicable on Anniversary (p.a.) | |||||||
| 1st to 2nd Policy Year | 3rd Policy Year | 4th to 5th Policy Year | 6th to 10th Policy Year | 1st to 2nd Policy Year | 3rd Policy Year | From 4th Policy Year onwards | ||||
| From 29 Jan 2024 | RMB | 3.50% | 3.50% | 2.50% | 2.00% | 3.50% | 3.50% | 2.50% | ||
| HKD | 4.08% | 2.50% | 2.50% | 1.00% | 4.08% | 3.00% | 3.00% | |||
| USD | 4.38% | 2.75% | 2.75% | 1.25% | 4.38% | 3.25% | 3.25% | |||
Updated on 29 Jan 2024 (Hong Kong Time)
- The daily interest to be credited to the Account Value when the Policy of MaxiWealth ULife Insurance Plan is in-force shall be calculated based on the Minimum Crediting Interest Rate. On each Policy Anniversary, BOC Group Life Assurance Company Limited shall calculate the amount of interest difference between interest calculated based on declared Crediting Interest Rate at that Policy Anniversary and interest calculated based on Minimum Crediting Interest Rate within that Policy Year and credit the amount of interest difference to the Account Value.
- Declared Crediting Interest Rate can be changed from time to time and will be subject to the prevailing declared crediting interest rate upon policy anniversary. BOC Group Life Assurance Company Limited reserved the rights to revise the Minimum Crediting Interest Rate at every 10th policy anniversary.